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Originally Posted by greyslime
My dealer is offering me 6.29% for 60 months, which seems steep. Where should I look next? Are there downsides to going with third party financing?
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Nothing wrong with going outside. Have you looked at your local credit unions? I have my credit union lined up and ready to go if the dealership wants to mark up the 5.29% to 6.29%. In that case I’m much better off with my credit union and don’t have to finance for 60 months and can just do the 72 month term and pay off the car early.