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      10-19-2013, 12:58 AM   #13
tiburonh
Private First Class
United_States
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Drives: 2014 i3 BEV, 2015 x3 diesel
Join Date: Oct 2013
Location: California

iTrader: (0)

Don't ask, demand! Again, there is no logical reason why the dealer should make money on what you are paying BMW's finance arm. The dealer does no work and has no costs on that part of the deal. It's like the dealer trying to earn a profit on whatever you pay a bank if you finance the car with a loan from a bank. BMW Credit is just a bank.

Meanwhile though, contrary to what MKDFW seems to be saying, you have absolutely zero chance of negotiating the MF down below what BMW Credit charges. Again because BMW Credit is independent of the dealer, and the dealer has no power to negotiate on their behalf to give you a lower MF than what BMW Credit charge.

The only way you might get a lower MF is if you could finance the lease on your own through a separate bank or leasing company, but BMW's rates are almost always lower than any other source.
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