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Originally Posted by zimbofk
I applied withe Capital One last Thrusday in the morning after waking up, took a shower, and when I got out I was already approved (in 15 mins). By early afternoon, I received a phonecall with all the details and 24 hours later I had the blank check for up to $40K in my hand. They were very fast and convenient. Don't worry about not getting approved. I am nowhere near an 800 and I got approved.
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If you don't mind, may I ask what rate you received from them, and for what term?