[xps]

Originally Posted by robopp

I’m really sorry this happened to you and I hope it all works out for you. You should be out driving around your new M2.

I know right. Had plans to be driving around during the Christmas break. Even order carbon fiber mirror caps.

Lol, now my family did not even get to see the car yet because it went from the dealership I bought it in NY to the local MI dealership that it is sitting with a blown engine.

[xps]

Originally Posted by aerobod

In this particular case, there is no way a single small item hitting in the front damage area could then move downwards then up again (magically changing it's momentum without input from another surface) to re-impact slightly further back, just simply physics in that case, too. Going by the roundness of the tube distortion, it may not even be a rock, perhaps something more like a pronged metal object.

Doesn't mean to say extra protection isn't advisable, but this damage does not seem consistent with just a small rock from off the road surface.

My theory is it was a rectangular object which would mean it hit the 1st spot along it's length then it spinner it upwards hitting the 2nd spot harder piercing through. Also note that there is only 1 hole not 2

[Tag]

Originally Posted by xps

My theory is it was a rectangular object which would mean it hit the 1st spot along it's length then it spinner it upwards hitting the 2nd spot harder piercing through. Also note that there is only 1 hole not 2

Do you remember hearing anything hit under the car?

[Tag]

Originally Posted by M2siast

I don’t know why our cars don’t have that rubber flap under the bumper, and European cars do… I’m wondering if that can help deflect debris.

I would get it just because I think it makes the front look better.

[JABCAT]

Originally Posted by robopp

Oil levels and pressure are monitored constantly. 7.4 quarts of oil(1.85 gallons) doesn’t just disappear.

A parralel radiator is a lot less vulnerable than a perpendicular one. Radiators need access to ambient, you can’t cover them up without negative effects.

You also assume this was a rock. It might have been a piece of steel that would have ripped through any screen in place.

I'll say the ZunSport screen I installed is fairly stout. It would take a lot to "rip" through it and damage then damage the cooler, imo.

[M_Power Rob]

Originally Posted by JABCAT

I'll say the ZunSport screen I installed is fairly stout. It would take a lot to "rip" through it and damage then damage the cooler, imo.

Can't speak in any proven manner but an impact with a fist size rock or hunk of steel with the car travelling at 60-80mph...good luck. I hope for the best...

[xps]

Originally Posted by Tag

Do you remember hearing anything hit under the car?

Not a bit. Don't remember seeing anything on the road or hearing any sound. My faint memory tells me that someone back in the traffic honked, was totally unaware why at that movement, but now it may be because my car was splashing oil over them.

[JABCAT]

Originally Posted by M_Power Rob

Can't speak in any proven manner but an impact with a fist size rock or hunk of steel with the car travelling at 60-80mph...good luck. I hope for the best...

Perhaps. You could also install a couple spacers on the bolts/screws to create a little space between the grille & the cooler which may help deflect debris that hits the grille.

[Tag]

Originally Posted by M2siast

What’s the part number on that guy?

PM me your VIN, that way I can be sure it's the right part number. I remember the PN for EU and US cars was different. Don't know if CA shares the same PN as US. Or give me the VIN to any CA car...

[Tag]

Originally Posted by xps

Not a bit. Don't remember seeing anything on the road or hearing any sound. My faint memory tells me that someone back in the traffic honked, was totally unaware why at that movement, but now it may be because my car was splashing oil over them.

Those fools, little did they know you had activated the oil slick button to shake off the cops that were in pursuit.

[M_Power Rob]

Originally Posted by Tag

Those fools, little did they know you had activated the oil slick button to shake off the cops that were in pursuit.

Holy oil slicks, Batman!

[xps]

Update:

got a quote for 38k for the engine and another 8k for the turbos. Dealer said there nothing anyone would do on the BMW side, my only option is insurance, which is what I guessed.

So what are my options? My insurance said this will be a collision damage claim according to their books and since MI is a no-fault state, this makes no difference whose fault it is. So my premiums are going to be affected.

[JABCAT]

Originally Posted by xps

Update:

got a quote for 38k for the engine and another 8k for the turbos. Dealer said there nothing anyone would do on the BMW side, my only option is insurance, which is what I guessed.

So what are my options? My insurance said this will be a collision damage claim according to their books and since MI is a no-fault state, this makes no difference whose fault it is. So my premiums are going to be affected.

What's the threshold for insurance to total the car?

[two_three_two]

Originally Posted by JABCAT

What's the threshold for insurance to total the car?

^^if BMW USA is welching then plan B is def get the car totalled. premiums are gonna suck soon either way

[Bumpinjeep]

Christ, this might as well be an ad for the oil skid plate. Just ordered the Mishimoto plate for the M2.
OP, please reach out to Mishimoto and have them send you one for free for all of the advertisement. I'm thinking they are going to get a bunch or orders within the next week. I'm legit going to email them telling them about this thread and that they should just send you one.

[Tag]

Originally Posted by xps

Update:

got a quote for 38k for the engine and another 8k for the turbos. Dealer said there nothing anyone would do on the BMW side, my only option is insurance, which is what I guessed.

So what are my options? My insurance said this will be a collision damage claim according to their books and since MI is a no-fault state, this makes no difference whose fault it is. So my premiums are going to be affected.

Sorry to hear that. You should still contact BMW NA directly and see what they say. If you've exhausted all options and have to go through your insurance, I'd ask them to total it.

[Trogster]

Originally Posted by M2siast

I don’t know why our cars don’t have that rubber flap under the bumper, and European cars do… I’m wondering if that can help deflect debris.

Is this the rubber flap you're referencing....mounted just ahead of the oil cooler?

[xps]

Originally Posted by Tag

Sorry to hear that. You should still contact BMW NA directly and see what they say. If you've exhausted all options and have to go through your insurance, I'd ask them to total it.

I did and I got the same response if the damage is external the warranty doesn't apply. There is no case here, unless there is some class action lawsuit for poor design on BMW.

There is no other way than BMW themselves stepping in to help out of good will. Such is life, I would probably not spend my energy worrying about this and just get it done with my insurance.

[xps]

Now at 48k is 69% of msrp. The percentage for totalling the car is 75% in michigan, which is 52.5k, so I guess they would not total. I also realized the quote doesn't show oil cooler, so may be another 1k?

Have any of you heard anyone requesting to total the car?

[Trogster]

Originally Posted by M2siast

Check out this picture: https://www.bimmerpost.com/forums/sh...php?p=30720423

Our NA cars don’t have that rubber lip.

Perhaps a marginal safety improvement. However you can just add a rubber flap extension and enjoy the same benefit.

[Tag]

Originally Posted by xps

I did and I got the same response if the damage is external the warranty doesn't apply. There is no case here, unless there is some class action lawsuit for poor design on BMW.

There is no other way than BMW themselves stepping in to help out of good will. Such is life, I would probably not spend my energy worrying about this and just get it done with my insurance.

Not a bad way to look at it, what's done is done. On the bright side you now have 46,000 reasons that show this is a design flaw to any naysayer!

[Tag]

Originally Posted by M2siast

Show us your quote?
I’m assuming that includes labour?
If it doesn’t include the cooler, plus labour, you’re close to meeting the threshold. And you know how it goes, they always find something new…

Let’s see the quote and see what else could be missing. This is ammo for you to talk to the adjuster and claim other parts/unforeseen labour, plus diminished value and the wait time for parts (since your car will likely be out of commission for 3 months, likely). You have a case for totalling it since it’s that close to the threshold for your insurance.

This is the one time gap insurance would have made sense.