[mccannable]

My wife is getting her life and health liscense and starting in a month selling for a friend of mine in a new office. This is a branch from a larger operation. Mostly inbound calls but they are looking for some walk in traffic. Like any sales job I know there are may variables but does anyone have any experience in this field? Some feedback would be nice.

[BMW F22]

I almost got into working for NY Life. However, I decided to do something else instead. I think it could be a lucrative career. From what I have heard from a family friend who's been doing it for decades, if you put in the effort it will pay off well.

[Billup]

My sisters friend had moved from MI to AZ selling health insurance. I saw how well he was doing and almost went on the endeavor with him. However, I wasn't ready to make that move at that point. He seems to be doing very well for himself and is living a good life. He did state how much work it takes and how it can be tough to build relations with clients of all walks of life, but he is a "people person", so it works.

I'm sure she will do well, but it does take initiative, patience, and hard work. Best of luck to her!

[BEM-S4]

It's like anything else that's a service business of that sort, all about building up your network and letting your clients work for you through word of mouth referrals. Helps too if she's got a niche that she can attack. Maybe as a woman she relates well with single women who have unique needs compared to people who are married? If she were Asian, for example, maybe her language skills could make it easier for her to go after those who prefer to communicate in their native tongue and she could build a huge client base that way. Assuming you have a financial advisor ask them what they do, it's basically the same sort of cold calling client base business model. Those who do it well can do very well financially.

[P1]

Selling insurance period is something you'll just to be patient with. The first few years, you won't exactly be bankrolling. But once you build up a network, it can be a rewarding career.

[mccannable]

Thanks for the advice

[RambleJ]

I have been in health insurance industry since 2001, began selling Medicare products (MAPD/Med Supps) in 2005 and it has been very well to me. I have been fortunate to develop and manage sales teams for a couple of the fortune 500 health insurance companies. Since then I have decided to go out on my own to continue to grow my residual business.

[John 070]

My wife got all that (series 7, 66, 24, life) when she was in the bank, it's a dead end situation. She never sold any of those products. Nobody should buy whole, variable, etc. life. But if a salesman didn't push them, they cannot meet their quotas. Her health was rock on, $250 deductible, $1000 max out of pocket, 90/10. Cheap too. Man I miss that ppo plan...