2025 M2 lease: residual and MF

Tuono7 · 11-12-2024, 11:25 PM

Anyone lease a '25 M2 recently and willing to share the residual and MF? Looking to sanity check the numbers a dealer is giving me. Thanks.

jmg · 11-12-2024, 11:32 PM

This was in October:

10k/36
MF 0.00265
57%

MSRP with inflated MF.

I'm still leaning towards the lease unless the interest drops on a purchase between now and when the car arrives.

BIGW0RM · 11-13-2024, 01:45 AM

It’s 0.00225 and 57% for 10k now in socal.

Tuono7 · 11-13-2024, 12:02 PM

Thank you both. I'm only at the early stages in talking with the dealer. Assuming they are using a 57% residual, they want to charge me a 0.00522 MF, which is like a 12.5% APR. Ugh. Stealerships. Time to shop around.

jmg · 11-13-2024, 12:42 PM

Quote:

Originally Posted by Tuono7

Thank you both. I'm only at the early stages in talking with the dealer. Assuming they are using a 57% residual, they want to charge me a 0.00522 MF, which is like a 12.5% APR. Ugh. Stealerships. Time to shop around.

They are marking up MF instead of MSRP, and that is way too much! Any idea what are their finance rates are right now?

Tuono7 · 11-13-2024, 05:37 PM

Quote:

Originally Posted by jmg

They are marking up MF instead of MSRP, and that is way too much! Any idea what are their finance rates are right now?

Yep. The info on leasehackr pretty much matches what you guys shared. Using that, I made a counteroffer. I'm expecting the dealership's answer to be 'no', but it never hurts to ask. Financing isn't in the cards right now, due to other financial constraints.

wmo168 · Today, 02:04 PM

Did the dealer accepted the lower mf?

Ehloo · Today, 06:04 PM

57% residual helps a lot. my 2024 had like a 53% on a 7500 lease

normally they don’t inflate residuals on the most recent models unless they are not selling well.

my local dealer is sitting several m3’s and m4 now

BIGW0RM · Today, 07:13 PM

I thought they cant touch the residules. And that they can only add .40 to the MF. So if its 0.00225 they can only make it 0.00265. MF rate x 2400 = interest rate.

If your being quoted higher than that, chances are you have credit issues.

TNSC_M2 · Today, 08:42 PM

Quote:

Originally Posted by BIGW0RM

I thought they cant touch the residules. And that they can only add .40 to the MF. So if its 0.00225 they can only make it 0.00265. MF rate x 2400 = interest rate.

If your being quoted higher than that, chances are you have credit issues.

I was at the dealership today placing a new build order and they threw a .003 MF # at me, prior to even running my credit. It’s possible that they were just using a baseline # for the guy above. Obviously they were using it for me too.

Dave07997S · Today, 09:14 PM

Those numbers I believe were the same for my 24 G87

11-12-2024, 11:25 PM	#1
Tuono7 Registered 0 Rep 3 Posts Drives: 2014 Porsche Cayman S Join Date: Nov 2024 Location: Seattle iTrader: (0)	2025 M2 lease: residual and MF Anyone lease a '25 M2 recently and willing to share the residual and MF? Looking to sanity check the numbers a dealer is giving me. Thanks.
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11-12-2024, 11:32 PM	#2
jmg Lieutenant General 19282 Rep 14,259 Posts Drives: G82 M4C X-Drive Join Date: Mar 2013 Location: Orange County, CA iTrader: (1) Garage List 2025 BMW M2 [10.00] 2022 G82 M4C X-Drive [9.89] 2018 F80 M3 CS [9.90] 2018 BMW i3 REx [5.00] 2015 BMW i3 REx [0.00] 2016 BMW F80 M3 [7.29] 2016 BMW F30 340i ZTR [10.00] 2013 BMW F30 328i [0.00] 2006 Audi S4 25Quattro [7.00]	This was in October: 10k/36 MF 0.00265 57% MSRP with inflated MF. I'm still leaning towards the lease unless the interest drops on a purchase between now and when the car arrives. __________________ 2022 G82///M4 Competition X-Drive - KW-HAS, Millway Race Camber Plates, Cup2 Connect, PSI High Flow Midpipe, Lightweight Front Lip, M Perf Flow Through Wing Previous • 2018 F80 ///M3 CS • 2016 F80 ///M3 Ordered • 2025 ///*M2
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11-13-2024, 01:45 AM	#3
BIGW0RM You got my money? 3988 Rep 5,025 Posts Drives: Ice Cream Truck Join Date: Jul 2011 Location: ///OC iTrader: (14) Garage List 2025 G87 M2 [9.83]	It’s 0.00225 and 57% for 10k now in socal. __________________ 2025 G82 M2 6MT /// 2025 X5 40i X
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11-13-2024, 12:02 PM	#4
Tuono7 Registered 0 Rep 3 Posts Drives: 2014 Porsche Cayman S Join Date: Nov 2024 Location: Seattle iTrader: (0)	Thank you both. I'm only at the early stages in talking with the dealer. Assuming they are using a 57% residual, they want to charge me a 0.00522 MF, which is like a 12.5% APR. Ugh. Stealerships. Time to shop around.
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Today, 02:04 PM	#7
wmo168 Lieutenant 41 Rep 585 Posts Drives: Need one! Join Date: Feb 2009 Location: South Florida iTrader: (0)	Did the dealer accepted the lower mf? __________________ CurrentNone! RETIRED [15' GLA250][14' M235i F22 AW-ED 06/16/14][12' 335i F30 AW-ED 05/01/11 PCD 07/01/11] [11' M3 E93 MW-ED 08/13/09 PCD 10/14/09] [09' 135i E82 AW] [07' 335i E90 SB] [ED Photo 12'] [ED Photo 11'] [ED Photo 09'] [PCD Photo 09']
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Today, 06:04 PM	#8
Ehloo Major 669 Rep 1,142 Posts Drives: 15 x5 m Join Date: Oct 2015 Location: Norcal iTrader: (0)	57% residual helps a lot. my 2024 had like a 53% on a 7500 lease normally they don’t inflate residuals on the most recent models unless they are not selling well. my local dealer is sitting several m3’s and m4 now
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Today, 07:13 PM	#9
BIGW0RM You got my money? 3988 Rep 5,025 Posts Drives: Ice Cream Truck Join Date: Jul 2011 Location: ///OC iTrader: (14) Garage List 2025 G87 M2 [9.83]	I thought they cant touch the residules. And that they can only add .40 to the MF. So if its 0.00225 they can only make it 0.00265. MF rate x 2400 = interest rate. If your being quoted higher than that, chances are you have credit issues. __________________ 2025 G82 M2 6MT /// 2025 X5 40i X
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Today, 09:14 PM	#11
Dave07997S Brigadier General 1253 Rep 4,335 Posts Drives: 2024 BMW M2 Toronto Red 6MT Join Date: May 2009 Location: El Segundo, CA iTrader: (1)	Those numbers I believe were the same for my 24 G87 __________________ 2024 BMW M2 Toronto Red 6MT (Sold) 2020 Ford Mustang GT 6MT PP1 444rwhp 2013 M3 Coupe-MR/BLK ZCP, 2011 M3 Coupe-MR/Blk 2007 Porsche 997C2S Speed Yellow/Blk sport seats 2004 BMW M3 Imola/Blk, 2001 BMW M3
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