[bflorian]

Hi

I’m curious, what are people getting from bmw financial services for interest rates in 2025.

[Ronin76]

Originally Posted by bflorian

Hi

I’m curious, what are people getting from bmw financial services for interest rates in 2025.

I asked my sales rep a few months ago and he said he was seeing people get above 6% which I thought was high.

[Bimmer Frank]

Originally Posted by bflorian

Hi

I’m curious, what are people getting from bmw financial services for interest rates in 2025.

They show 5.29% on their payment estimator if you do a build. That would be direct from BMW financial and not marked up by the dealer like they typically do.

[RockCrusher]

Originally Posted by bflorian

Hi

I’m curious, what are people getting from bmw financial services for interest rates in 2025.

May be based on the car one finances but last November I was given a 3.99% interest rate when I financed part of ($20,000) a new 2024 M8 purchase.

Not only that but because I financed the car I was given a $9000 (!) discount. Was told by the dealer I have to make 3 payments in order for the dealer to receive the $9000 rebate from the factory. After the 3rd payment I can pay off the loan. Oh, the 3 payments will cost me around $180 in interest. But I'll spend $180 to save $9000.

[TBURKE555]

Look on Edmunds under incentives. They list the finance rates for each model.

[Good 4 2 reasons]

Fed announced yesterday they plan to freeze any further rate cuts, so I would not plan on BMWFS reducing rates in the near future.

[MyBimmer328]

Here is the current finance table from Edmunds