American Express (AmEx) Charge Cards

Jet335i · 03-05-2009, 01:42 PM

love amex - never give me any hassle.

jlaw · 03-05-2009, 06:06 PM

Platinum for me, personal card. I love the travel benefits, and used the hell out of the companion program before they did away with it.

FYI for those saying they have no limit on their charge cards... "No preset spending limit" does not actually mean "no limit". I can guarantee that for most people, there is in fact a limit on the card. Amex bases it on your spending profile, so it adjusts itself accordingly. For example, if you are only spending $3-4k a month on the card and try to charge something for $15-20k, it's going to get declined unless you call Amex first to let them know what's going on and request they authorize the purchase.

RRG- Given that you are in college, I assume your parents gave you the Centurion card? Nice.

BaLLzZz · 03-05-2009, 06:12 PM

AMEX Clear!

No FEES FTW

FStop7 · 03-05-2009, 06:13 PM

I have Blue Cash.

I had an Amex charge card a while ago, corporate gold I think?

pittsy · 03-05-2009, 11:16 PM

personal,
amex black!

jlstyle · 03-06-2009, 10:49 AM

Haha. Funny thread.
Unless it's black, all amex are the same. You just pay your bucks to get different blings unless your record is terrible.
It's all marketing crap for middle to mid-low class people.
But sometimes I DO enjoy the amenities platinum provides, but who cares, gold can do most of the things too with significantly less fee.

All these "shiny papers and ribbons" from amex makes you special and feel like you achieved something but...it's just a marketing. They are good at marketing just like apple.

T-MC-G · 03-06-2009, 11:32 AM

service lady was blowing smoke up your arse to make you feel better,

the BMW dealer I used to go to didn't even accept A/X, which I thought was kind of funny...

ACZakka325i · 03-06-2009, 08:39 PM

Yea, i don't really know why I upgraded from Gold to Platinum. I did it mainly for the companion ticket but they did away with that. Other great things about it are that they double any warantee of anything you purchase. That and it looks good in my wallet. Other than that I think I'm getting ripped off.

I do like the no hassle aspect though. If I ever have a problem, I just call them and they take care of it no questions asked. It has a concierge that I can call for ANYTHING. I also think if I buy something that I dont like, if the store wont take the return, amex will.

Its a lot of little things in fine print. Can someone outline the main differences b/w gold and platinum in engrish for us?

jlaw · 03-07-2009, 12:02 AM

The other thing that is awesome about Amex in general is their customer service. I call the 800 # and within 60 seconds there is a friendly AMERICAN on the line. To me that is invaluable.

Sara · 03-07-2009, 01:22 AM

Ive held three of the American Express black ones in my hand ..just saying. They are heavy.

ideliver · 03-07-2009, 01:54 AM

to get a black...you have to spend 100k/yr on the card...

I do that on my corporate card...but personal card...no way

jlaw · 03-07-2009, 06:03 AM

Quote:

Originally Posted by ideliver

to get a black...you have to spend 100k/yr on the card...

I do that on my corporate card...but personal card...no way

It's $250k/year minimum for the black, plus $2500 annual fee per card.

ACZakka325i · 03-07-2009, 12:20 PM

Quote:

Originally Posted by jlaw

It's $250k/year minimum for the black, plus $2500 annual fee per card.

You will def. get a lot of blowjobs with that credit card!

Nuccio · 03-07-2009, 01:50 PM

Quote:

Originally Posted by jlaw

It's $250k/year minimum for the black, plus $2500 annual fee per card.

That sounds more like it because I avarage about 150,000-200,000 (business) on my card and I still have the platinum card

jewishcubbiesfan · 03-07-2009, 02:47 PM

Quote:

Originally Posted by Nuccio

That sounds more like it because I avarage about 150,000-200,000 (business) on my card and I still have the platinum card

And you have to be personally "invited" by AMEX. They don't just hand them out to "anyone" that spends 250K. I have seen a couple in my life, not mine personally though.

ChronoJ1 · 03-07-2009, 04:07 PM

Quote:

Originally Posted by Dwn2earth610

i have the platinum. i do like some of the rewards like the private waiting room at the airport. i think i use my mastercard more often tho, i will prob end up getting rid of the amex.. not worth it

I have Amex corporate and blue. Can I still use the waiting room?

03-05-2009, 01:42 PM	#23
Jet335i Major 188 Rep 1,083 Posts Drives: '21 F96 X6MC, '11 E92 M3 Join Date: Apr 2008 Location: NJ iTrader: (5)	love amex - never give me any hassle. __________________ Insta: @blurplem3 Last edited by Jet335i; 03-18-2009 at 11:49 AM..
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03-05-2009, 06:06 PM	#24
jlaw First Lieutenant 32 Rep 351 Posts Drives: F80 M3 Join Date: Aug 2007 Location: Miami, FL iTrader: (0)	Platinum for me, personal card. I love the travel benefits, and used the hell out of the companion program before they did away with it. FYI for those saying they have no limit on their charge cards... "No preset spending limit" does not actually mean "no limit". I can guarantee that for most people, there is in fact a limit on the card. Amex bases it on your spending profile, so it adjusts itself accordingly. For example, if you are only spending $3-4k a month on the card and try to charge something for $15-20k, it's going to get declined unless you call Amex first to let them know what's going on and request they authorize the purchase. RRG- Given that you are in college, I assume your parents gave you the Centurion card? Nice.
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03-05-2009, 06:12 PM	#25
BaLLzZz Colonel 128 Rep 2,298 Posts Drives: e92 335i Join Date: Aug 2007 Location: NYC iTrader: (5)	AMEX Clear! No FEES FTW __________________ Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction. - Albert Einstein 01 e46 m54 - Current : 14 f10 n26 - Boring & Gone : 15 f30 n26 - Current : 08 e92 n54 - Gone & Missed!!!
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03-05-2009, 06:13 PM	#26
FStop7 I like cars 340 Rep 5,051 Posts Drives: M6 Join Date: Oct 2008 Location: Newbury Park, CA iTrader: (3)	I have Blue Cash. I had an Amex charge card a while ago, corporate gold I think? __________________ My photostream: http://www.flickr.com/photos/racelap/
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03-05-2009, 11:16 PM	#27
pittsy Captain 63 Rep 860 Posts Drives: Jerez...E92 M3 Join Date: May 2008 Location: Dallas, TX iTrader: (0)	personal, amex black! __________________ 08 E92 M3 Jerez Black \| Bamboo \| 6MT \| 18s \| 5% tint \| No iDrive \| Heated Seats \| V1 hardwire \| ///M Alu Pedals \| Matte Black Grills \| Painted Reflectors \| CF Roundels \| GP Thunder 8500k \| Remus Race Exhaust \| VMR V701 18s Matte Black
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03-06-2009, 10:49 AM	#28
jlstyle Lieutenant Colonel 362 Rep 1,762 Posts Drives: Porsche Panamera Join Date: Jun 2008 Location: USA iTrader: (0) Garage List 2014 Audi S7 [0.00] 2015 BMW X5 [0.00]	Haha. Funny thread. Unless it's black, all amex are the same. You just pay your bucks to get different blings unless your record is terrible. It's all marketing crap for middle to mid-low class people. But sometimes I DO enjoy the amenities platinum provides, but who cares, gold can do most of the things too with significantly less fee. All these "shiny papers and ribbons" from amex makes you special and feel like you achieved something but...it's just a marketing. They are good at marketing just like apple.
	Appreciate 0 Quote

03-06-2009, 11:32 AM	#29
T-MC-G Captain 74 Rep 671 Posts Drives: e90 325i Join Date: Jan 2006 Location: Trier, Germany iTrader: (5)	service lady was blowing smoke up your arse to make you feel better, the BMW dealer I used to go to didn't even accept A/X, which I thought was kind of funny... __________________ "tell me what you don't like about yourself..."
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03-06-2009, 08:39 PM	#30
ACZakka325i Colonel 283 Rep 2,008 Posts Drives: 2 stroke Join Date: Jul 2005 Location: CT iTrader: (2)	Yea, i don't really know why I upgraded from Gold to Platinum. I did it mainly for the companion ticket but they did away with that. Other great things about it are that they double any warantee of anything you purchase. That and it looks good in my wallet. Other than that I think I'm getting ripped off. I do like the no hassle aspect though. If I ever have a problem, I just call them and they take care of it no questions asked. It has a concierge that I can call for ANYTHING. I also think if I buy something that I dont like, if the store wont take the return, amex will. Its a lot of little things in fine print. Can someone outline the main differences b/w gold and platinum in engrish for us? __________________ (Waitlist): #1 M2CSL (Current): 2016 F15 X5 3.5xdrive - 2010 997.2 C4S Coupe (Past): 2016 F30 340xi M-Sport -2013 535i xdrive 2008 E92 M3 - 2006 E90 325i 2002 E46 325xi - 1991 E30 325i
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03-07-2009, 12:02 AM	#31
jlaw First Lieutenant 32 Rep 351 Posts Drives: F80 M3 Join Date: Aug 2007 Location: Miami, FL iTrader: (0)	The other thing that is awesome about Amex in general is their customer service. I call the 800 # and within 60 seconds there is a friendly AMERICAN on the line. To me that is invaluable.
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03-07-2009, 01:22 AM	#32
Sara Lieutenant General 5885 Rep 17,879 Posts Drives: A car Join Date: Aug 2007 Location: Nola iTrader: (6)	Ive held three of the American Express black ones in my hand ..just saying. They are heavy.
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03-07-2009, 01:54 AM	#33
ideliver Major 246 Rep 1,247 Posts Drives: E60 M5, E71 X6M, E46 M3 Join Date: Feb 2008 Location: At the gas station iTrader: (0) Garage List 2006 BMW E46 M3 'vert [0.00] 2008 BMW M5 [0.00] 2011 BMW E92 [0.00] 2012 BMW X6M [0.00] 2003 E46 M3 [0.00]	to get a black...you have to spend 100k/yr on the card... I do that on my corporate card...but personal card...no way __________________ Current: 2006 E46 M3 'vert 6-sp 2008 E60 M5, 2011 E92 328 6-sp, 2011 E70 N55, 2012 E71 X6M
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