Geico Insurance is really as good as it markets..

KingOfJericho · 10-29-2014, 01:21 PM

Quote:

Originally Posted by FC4

I thought Geico was for poor people. I have no direct experience with them but their prime advertising slots are in between bail bonds and online college commercials...not really an indicator of a premium carrier.

It was founded as the Government Employees Insurance COmpany which was deemed the lowest risk group at the time. It's still conservative in that respect (see above regarding 3 vs 5 year horizon). The bottom line is that they're not necessarily cheaper due to a lower level of service (my experience has been much to the contrary), they are cheaper because if you have a long and clean record, your premiums should be lower and they are with GEICO.

TSM330i · 10-29-2014, 02:13 PM

I've had Erie Insurance since I'm driving and have NEVER had any issues with them whenever I had a claim.
When I moved to a new area, my insurance basically doubled in price due to the higher income level and standard of living being higher. I got upset and called a couple other insurance companies for a comparison quote and none of them, including Geico, could come close to what I'm paying with Erie.

Desert_Fox · 10-29-2014, 03:24 PM

Geico protects their customers no matter what. A 70 year old lady hit my car driving the wrong side of the road, while on her cell phone. Police Report and photographic evidence, and they still denied their client could be responsible for the accident. My insurance, USAA, ending up fighting them over it and ate the cost to avoid a 3rd party review.

I recommend Geico to all my friends buying their first cars, no matter how terrible of a driver you are- Geico will never let you pay for an accident. Assholes.

Cuz5150 · 10-29-2014, 08:34 PM

I always hear horrid stories about Geico.
Had Allstate for 15yrs and then i switched to Amica the past 6yrs.

infinitigor · 11-09-2014, 12:59 AM

Quote:

Originally Posted by Kyle B

I just noticed this thread got revived after a 7 year hiatus.

haha how is this possible, a F30 forum was around 7 years ago?! anyway's Geico sucks, is overpriced & over rated.

Chihuahua · 11-09-2014, 08:31 AM

Quote:

Originally Posted by infinitigor

haha how is this possible, a F30 forum was around 7 years ago?! anyway's Geico sucks, is overpriced & over rated.

First post in this thread was in November 2007.

dtwyim · 11-09-2014, 08:46 AM

Quote:

Originally Posted by infinitigor

haha how is this possible, a F30 forum was around 7 years ago?! anyway's Geico sucks, is overpriced & over rated.

This thread is in the universal forum that is accessible from any model sub-forum.

10-29-2014, 02:13 PM	#24
TSM330i 2006 330i, TSM, Black, manual, sport 897 Rep 3,698 Posts Drives: '17 C2, GTI, Z4 3.0si Racecar Join Date: Nov 2005 Location: Chester Springs, PA iTrader: (2)	I've had Erie Insurance since I'm driving and have NEVER had any issues with them whenever I had a claim. When I moved to a new area, my insurance basically doubled in price due to the higher income level and standard of living being higher. I got upset and called a couple other insurance companies for a comparison quote and none of them, including Geico, could come close to what I'm paying with Erie. __________________ 2017 Porsche C2 - manual of course 2015 GTI S 2008 BMW Z4 3.0si Coupe - because racecar
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10-29-2014, 03:24 PM	#25
Desert_Fox Drop-Top Turbo 187 Rep 604 Posts Drives: 2013 991 C2S/ 2013 335is E93 Join Date: Jun 2010 Location: San Diego, CA iTrader: (0) Garage List 2013 BMW 335is E93 [10.00]	Geico protects their customers no matter what. A 70 year old lady hit my car driving the wrong side of the road, while on her cell phone. Police Report and photographic evidence, and they still denied their client could be responsible for the accident. My insurance, USAA, ending up fighting them over it and ate the cost to avoid a 3rd party review. I recommend Geico to all my friends buying their first cars, no matter how terrible of a driver you are- Geico will never let you pay for an accident. Assholes. __________________ Current 2013 Porsche 991 Carrera S [Agate Gray] [Black] PDK, PASM, Sport Chrono, Sport Seats, Sport Techno Wheels, BOSE Current 2013 BMW 335is E93 [Mineral White] [Coral Red] DCT, Premium Pkg, Convenience Pkg, Nav, Heated Seats, HK, BMW Apps
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10-29-2014, 08:34 PM	#26
Cuz5150 Major 224 Rep 1,489 Posts Drives: 06-M3ZHP/04-M3 Vert/02Duc998 Join Date: May 2008 Location: NJ iTrader: (0)	I always hear horrid stories about Geico. Had Allstate for 15yrs and then i switched to Amica the past 6yrs. __________________ -Diplomacy is saying, "nice doggie while trying to find a rock"- 07-Z4 coupe-Black/Black/6MT/sport/premium/X 04-M3 vert-Black/Imolla/6MT/Cold/Xenon/HK/ 06-M3 Coupe-Mystic/Black/6MT/ZCP/Xenon/HK/ 09-135i- AW/Bk-Lette/6MT/M-pac/Nav/Hi-Fi/Usb-Ipod/SOLD
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