[Albator_IIII]

Originally Posted by eshney

I can attest to this.

On Friday, I got 4.24% (includes 0.25% rate discount for autopay) for 72 months and 4.49% for 84 months.

Still the best rates around.

Good for you. I am stuck with 7.99% for 84 months.

[yuzu]

Originally Posted by Albator_IIII

Good for you. I am stuck with 7.99% for 84 months.

LOL this can't be real right

[clydefrog]

Originally Posted by DarkNight707

Any updates on recent rates from USSFCU?

They publish them online here: https://www.ussfcu.org/resources/rat...new-auto-loans

depending on term 4.49% to 5.74%, not including the 0.25% discount for auto-pay, so that means unchanged from May

[Albator_IIII]

Originally Posted by yuzu

LOL this can't be real right

Welcome to Canadastan.

[ourlee]

Originally Posted by Albator_IIII

Good for you. I am stuck with 7.99% for 84 months.

This would 100% take ALL the joy out of owning a M2

[DarkNight707]

Originally Posted by Albator_IIII

Good for you. I am stuck with 7.99% for 84 months.

Oh, Wow! Can you refinance or this is “a good deal” in your country?

[Albator_IIII]

Originally Posted by DarkNight707

Oh, Wow! Can you refinance or this is “a good deal” in your country?

My bank tells me they can't beat it. My credit score is 850/900.

This is Canada now:

[ATTACH][/ATTACH]

[Workodactyl]

I’d recommend seeing if your work has any benefits. I found 5.49% for 72 months with Credit Union of New Jersey. They offer state employees up to 1% discount. I was approved for 4.49% over 72 months. I feel like that’s a fair rate given the current market. BMW offered 6.5% and Bank of America offered me 6.4%. Another credit union from work, Jersey Central Federal Credit Union, offered 5.99%.

[mitchellandrej]

Apr is currently through the roof.. I had to settle for 4.75%, 72months w/ Service Credit Union

[Ctothej]

Similar to Canada, rates are considerably higher in Australia too. I'm on 6% but not fixed and will look to re-finance once they start to come down, but I put a larger deposit in which reduces the interest rate a fair bit.

[Gulfbreeze13]

Originally Posted by Ctothej

Through*

😂

[yuzu]

Bump, what are people seeing these days?

[M_Power Rob]

Originally Posted by yuzu

Bump, what are people seeing these days?

BMW Finance is at 5.99% for purchase.

[yuzu]

Originally Posted by M_Power Rob

BMW Finance is at 5.99% for purchase.

Is that base before dealer markup?

[Shizzel720]

Originally Posted by yuzu

Bump, what are people seeing these days?

I am locked in (as of august) at 4.99% for 60 months or 5.49% for 72 months with BMW Finance.

[yuzu]

Originally Posted by Shizzel720

I am locked in (as of august) at 4.99% for 60 months or 5.49% for 72 months with BMW Finance.

That’s what I was after, was told rates went up yesterday 😭

[Shizzel720]

Originally Posted by yuzu

That’s what I was after, was told rates went up yesterday 😭

Yeah I just noticed online. Totally sucks!

[yuzu]

Originally Posted by Shizzel720

Yeah I just noticed online. Totally sucks!

Was loosely quoted by dealer at 6.29% which I know includes 1% markup, definitely gonna try hard to get 5.29%

[Trogster]

My local BMW AD up here in Canuckistan is asking 7.99% over 60-months.

Good luck with that!

[c1pher]

Originally Posted by Ctothej

Through*

No, they actually threw the rates out the roof.

[AZG87]

Rates went up for BMW financial on Sept 5th. Got a message from my CA joking about being glad we were locked in since they went up to something like 9.79% for 60! 🤯

[clydefrog]

Originally Posted by AZG87

Rates went up for BMW financial on Sept 5th. Got a message from my CA joking about being glad we were locked in since they went up to something like 9.79% for 60! 🤯

Really? They went up ~3.5%?