02-12-2025, 06:09 PM | #45 |
Brigadier General
![]() ![]() 4189
Rep 4,579
Posts |
I wonder if they'd work with you on the engine. You are right regarding the warranty though, and the questions brought up.
Used motors look to be in the 6-8k range on ebay anyhow. Would be interesting to know if that's what they do or if they have a source they've used before. Maybe it could be the cost of the motor plus 10% or something? And that line of the estimate be flexible? You should also look up the value of the car if it was in awesome condition, think of the changed value with a replaced motor, and what you could sell it for as-is. It might not be worth it. Also, noticing Tejas's example above, if there's a core return required it's highly likely you will NOT be getting all of this deposit back. That'd be mostly for good engines, or those that at least the block and heads can be reused, maybe the crank. You will have one or more of those parts not be salvageable. |
Appreciate
1
hayhay778916.50 |
02-12-2025, 06:58 PM | #46 |
Lieutenant General
![]() ![]() ![]() 6116
Rep 11,634
Posts |
$16k Canadian not counting the tax is about $12k USD. That seems reasonable. Did not originally know the OP was in Canada. That $12k Canadian motor with 67km equals $8k USD and 42k miles. I’d go ahead and do it.
As someone else pointed out, you won’t get an engine from a rebuilder without a good core and your core is probably no good so you would likely have to add the core charge to the engine cost and at that point you will have spent a lot more. |
Appreciate
2
tracer bullet4189.00 hayhay778916.50 |
02-12-2025, 07:06 PM | #47 | |
Registered
17
Rep 23
Posts
Drives: 2018 BMW 340iX MPPSK
Join Date: Oct 2022
Location: Vancouver, BC
|
Quote:
It would seem that my engine quote is actually near the cheaper end of options, then. Sadly for my Canadian wallet, $10,000USD for the RK Autowerks motor is $~14300 CAD before import fees of 12%. The Project M is $12150 after conversion, which means the tax would put me just over the edge. $12,500 CAD isn’t sounding so bad, now…the only cheaper options I’ve been able to find are eBay options with 100,000+km on the motor. I would guess it’s not worth saving a couple thousand for the added stress, uncertainty and wear on the donor engine. Unless anyone has a panacea, or are giving away briefcases full of money, it sounds like my answer lies where I expected - solely in emptying enough of my wallet to make the old engine go away. Ah, BMWs 🥲 Thank you to everyone who replied. You all have given me a LOT of help and helped me get more insights and make a more informed decision. If anyone has anything else they’d like to add feel free to reply, I’ll still be checking and posting updates as they come up. The root cause of this issue is still a bit of a mystery, so if I manage to find or learn anything which lends credence to anyone’s theories, I’ll be sure to share. Cheers all. |
|
Appreciate
0
|
02-12-2025, 07:41 PM | #48 |
Captain
![]() ![]() ![]() ![]() ![]() 804
Rep 760
Posts
Drives: '25 M240xi
Join Date: Dec 2012
Location: MA
|
Sell the car to a mechanic. Walk away. Do not pay to replace the engine.
This isn't a demand, but I cant see a good reason to fix it if you are paying someone else to do it.
__________________
2025 M240i Xdrive TNM - Dinan Springs - CF Goodies - More in process
|
Appreciate
0
|
02-12-2025, 08:01 PM | #49 | |
Registered
17
Rep 23
Posts
Drives: 2018 BMW 340iX MPPSK
Join Date: Oct 2022
Location: Vancouver, BC
|
Quote:
i am a dumbass; this is still the bank’s car. sadly it’s not as easy as 1-2-3 due to my own poor planning. i had 0 intention of keeping the car financed for long, as i had a high paying job which would have paid enough to pay it off in a year. but my family and personal life had a lot of strife in the last couple years which took my time away from work and my money from my bank account, and i then lost my job last year which has kept me from building back up the financial base i had when i purchased this. my current circumstances (ie not owning the car yet) are due to me being an overly optimistic idiot and not having enough contingency planning. if i had the money to get rid of it, i would. |
|
Appreciate
1
tracer bullet4189.00 |
02-12-2025, 08:40 PM | #50 | |
Brigadier General
![]() 4072
Rep 3,165
Posts |
Quote:
|
|
Appreciate
1
hayhay778916.50 |
02-12-2025, 08:44 PM | #51 |
Captain
![]() ![]() ![]() ![]() ![]() 804
Rep 760
Posts
Drives: '25 M240xi
Join Date: Dec 2012
Location: MA
|
There's a lot of potential scenarios where the best possible financial decision is to ditch the car, even if you are under water.
In hopes of being helpful, what's the payoff of the car? Can really tell you exactly where the breakeven point is and... I would say your potential cost in trying to fix this is more than the estimates you have received.
__________________
2025 M240i Xdrive TNM - Dinan Springs - CF Goodies - More in process
|
Appreciate
1
hayhay778916.50 |
02-12-2025, 08:57 PM | #52 |
Captain
![]() ![]() ![]() ![]() 597
Rep 949
Posts |
I went through what happened to you last year. I'm in my 40s and fortunate enough to stop paying attention to costs, so I thought it would be fun and ordered the engine crane. Financially, this is not the move. I do still have all the receipts for everything and I'm planning to sit down soon and add it up. It's just delays retirement a bit. Life is short you have to have fun sometimes.
The car was off the road for 15 months, which is ridiculous, but one stupid thing happened. I also bought 3 other neglected BMWs in between, two of which I ended up working on a lot last year. And there are a few weeks where nothing happened, you know, family, vacation, work, work, illness, and of course pure laziness, tiredness, demotivation, procrastination etc. I might get a few hours a few nights a week and a few hours on one day on the weekend and that's it. I think I did pretty good. Yes, I made one grave mistake, and completely destroyed the donor engine, but was able to work that out. Still zero send backs from the first test drive, 2,000 miles in and rips just like the one that was in there. The twin disc is going to break the gearbox for sure. If you ever do a rear main seal on the engine, try to pick it out, and if you have to use the drill, center punch it really good first and be super careful. I didn't really know anything could happen, and the drill walked to the right and I destroyed a $7,000 donor engine. I swear it was seeping. 35,000 mi on it and the rear main was seeping. It was a Las Vegas car, there was sand everywhere. There was oil on the paper towel for 3 days straight, so I decided to change it. After a few weeks of sulking, I took the timing cover off and tried the repair sleeve 99353, and that didn't work either, oil everywhere. So I had no choice but to use the crank from the other engine and get that right. Which then meant I had to buy all the tools I didn't want to buy in the first place. The plastigauge didn't work that well, so I had to mic them and learn how to do that, which was really good experience. I got a really nice email reply from someone and was able to get everything in perfect spec. I ended up with a complete swap with all sorts of extras that I am still supposed to sell off. But all you really need is the short block, your head might even be good. That oil filter is pretty grim though. The week before I bought that full swap, there was a perfect bare long block on there for $3,600. It was out of a 2 series and had 70000 miles. It was a perfect deal, I had it in the shopping cart and somebody sniped it from me at the same time. It had been there for 3 or 4 days, I couldn't believe it. I waited a while and nothing like it ever showed up. I just picked up another crankshaft to replace the one I destroyed, and rebuild the stock engine now, for the e36 or a spare. You could troll eBay for parts and put one together buying only what you actually need. It could be done. |
Appreciate
1
hayhay778916.50 |
02-12-2025, 09:08 PM | #53 | |
Registered
17
Rep 23
Posts
Drives: 2018 BMW 340iX MPPSK
Join Date: Oct 2022
Location: Vancouver, BC
|
Quote:
Sadly I still have about 28k left on the car. My financial advisor told me it was worth getting the longest loan period possible if I planned to pay it off early as it would look the best on my credit report (paying it off in 1/6 of the time vs 1/4), and since the money I had set aside to pay it off early ended up being needed elsewhere I have only been making the monthly payments on the car. I absolutely hate that I got locked into this car like a fresh Marine recruit who got talked into the service with the promise of a new Camaro, but it is what it is. In short I owe about $10k more on the car than the engine repair will cost. |
|
Appreciate
0
|
02-12-2025, 09:14 PM | #54 |
Captain
![]() ![]() ![]() ![]() ![]() 804
Rep 760
Posts
Drives: '25 M240xi
Join Date: Dec 2012
Location: MA
|
Ok, but the value of the car is.... not zero, with no engine.
So I don't know what you can sell it for, but it's probably around 10k. So now, the cost of paying the loan off is roughly equal to replacing the engine. You are going to take a hit here (or rather you already have) but I don't think it is advisable to take the unknown road if you are betting it will cost less.
__________________
2025 M240i Xdrive TNM - Dinan Springs - CF Goodies - More in process
|
Appreciate
1
hayhay778916.50 |
02-12-2025, 09:22 PM | #55 | |
Registered
17
Rep 23
Posts
Drives: 2018 BMW 340iX MPPSK
Join Date: Oct 2022
Location: Vancouver, BC
|
Quote:
Sounds like we have a similar thought process when it comes to this. I agree with you that life is too short and it’s worth having fun sometimes. Even if it’s irrational, I’d like to do everything I can to hold onto this car and get it running again. My entire logic behind buying it in the first place was to get one “nice thing” and baby it until the wheels fell off. If this happened a few years down the road, Id probably write it off. But since I’m only just getting my life started (24 years old) and still have so much I’d like to do with my car, while I’m still young, I’m gritting my teeth and finding my way through this. Once I can start the engine again and go for a nice road trip with my family, it’ll all be worth it. At the end of the day, I only care about money so long as I have enough to keep myself comfortable and alive. I’m a little short on scratch lately, but this rough patch won’t last forever and I’d hate to have enough money a few months down the road and wish I hadn’t sold my (the bank’s…) car. Thank you again for your advice and sharing your story. While our lives and situations are obviously not directly apples to apples, it is very encouraging and I really appreciate you taking the time to share with me. Here’s hoping I can get a happy ending just as you did. All the best. |
|
Appreciate
0
|
02-12-2025, 09:48 PM | #56 | |
Registered
17
Rep 23
Posts
Drives: 2018 BMW 340iX MPPSK
Join Date: Oct 2022
Location: Vancouver, BC
|
Quote:
It’s definitely an option on my list. As it stands now though, I’m still leaning towards the stupid option of fixing this car. Selling it would eliminate the headache of fixing this car, but I would have to find and buy a car to replace this one. The way I see it, I’d be trading one headache for another one; at least this headache has a fun car at the end of the tunnel. As silly, emotion-driven and perhaps irrational as it may be, I am quite attached to this car and all the plans I had once I got it. Outside of my emotional attachment, I lean towards keeping what I have for familiarity’s sake. It’s silly and emotion-driven, but I dig my own grave and lie in it. That’s not to say that I’m discounting your points or thoughts at all, though. Those are definitely totally valid points, and the fact that you brought them up does help me in thinking out what my “plan B” might look like. For now, though, I will be stupid and sentimental, haha. Thank you again, though. Your input has proved invaluable. |
|
Appreciate
0
|
02-12-2025, 10:18 PM | #57 |
Brigadier General
![]() 4072
Rep 3,165
Posts |
You need a new financial advisor. Them telling you to get the longest loan possible to pay it off early is just wrong and stupid.
The real question is if you have the cash to fix the car. If you have the liquid cash in hand to fix it, and some savings beyond that, it might not be that bad (it's a bad idea but not the worst). If you don't have the cash in hand and will be taking on .pre debt to fix it, it's literally one of the worst ideas you could have. Like taking the loan and using it to buy lottery tickets wouldn't be that much worse of an idea, that's how bad of an idea it is. |
Appreciate
1
IanH804.00 |
02-13-2025, 12:06 AM | #59 |
Brigadier General
![]() ![]() 4189
Rep 4,579
Posts |
FWIW, don't be too hard on yourself.
You mentioned family. If you're married, maybe get your other half involved? They may have no clue about engines or cars or what to do, I don't mean that, but their buy-in to the plan and whatever makes sense. If you're single, then it's just money, there will be more. Whatever you do won't be a totally terrible decision, just the best of the crappy choices. Also there are other cars, so unless it belonged to your favorite dead relative who raised you form birth, don't be too attached to it. You might actually plot out your options, then give it a week. Assuming you can arrange transportation. |
Appreciate
1
hayhay778916.50 |
02-13-2025, 12:16 AM | #60 |
Enlisted Member
![]() ![]() 9
Rep 32
Posts |
|
Appreciate
1
hayhay778916.50 |
02-13-2025, 08:55 AM | #62 |
Private First Class
![]() 38
Rep 114
Posts |
What state in U.S. charges taxes on labor?
That seems like robbery. Cause if the book calls for 14hrs and they charge you for that but get done in 6 you just paid inflated taxes. With my Indy shop if I ever needed something major done I’d just workout a deal to pay them under the table so they don’t have to report it either 🤣 |
Appreciate
0
|
02-13-2025, 09:28 AM | #63 | |
Lieutenant Colonel
![]() ![]() 2065
Rep 1,913
Posts |
Quote:
Absent excessive wear then crank and rods need to be checked for cracks. Block gets inspected and to a much better degree than can be done using a borescope. Aluminum block -- head too -- get a test for cracks. The block and head and crank and cam all need to be thoroughly cleaned to ensure there is no debris in any of the oil passages. This includes piston oiling jets/nozzles (if present). A bit of metal can impair oil flow and the piston runs hot. If bores are out of spec then these need be brought back into spec. Used to be able to bore cylinders oversize (0.015" to 0.030") and fit larger pistons. But with modern engines not sure there's that much extra metal. And nowadays with aluminum engines and cylinders there's often a special type of cylinder liner/treatment that creates a very durable sliding bearing surface that has to be duplicated. Or a suitable alternative done. There's more. Lots more. |
|
Appreciate
1
hayhay778916.50 |
02-13-2025, 10:39 AM | #64 | |
#buildnotbought
14667
Rep 5,610
Posts |
Quote:
So no boring/honing of the block and no regrind on the crank possible.
__________________
Z4 3.0i | ESS TS2+ supercharger | Quaife ATB LSD | Brembo/BMW performance BBK front/rear | Schrick FI cams | Schmiedmann headers+cats | Powerflex/strongflex PU bushings | Vibra-technics engine mounts | H&R anti rollbars | KW V3 coilovers/KW camber plates | Sachs race engineering clutch | tons of custom sh#t
|
|
Appreciate
1
hayhay778916.50 |
02-13-2025, 10:02 PM | #65 | |
Brigadier General
![]() 4072
Rep 3,165
Posts |
Quote:
If book calls for 14 hrs and you pay that but it only takes them 6, you paid inflated labor too, and sales tax on the labor. Not seeing how that's somehow worse. It's like if you get a job done and they say you'll need $500 in materials but they only use $250 of it to get the job done, of course you're paying tax on the $500 of material. Though to be fair, this would definitely piss me off. Book times are wild. You'd think it would be more like a "maximum billable time", and if it got done faster you'd get charged for the actual time spent. Mechanics would then have the time to not rush too. |
|
Appreciate
1
hayhay778916.50 |
02-13-2025, 11:30 PM | #66 | |
Brigadier General
![]() ![]() 4189
Rep 4,579
Posts |
Quote:
Options do exist. Though I won't speculate on the quality (which could be fine). |
|
Appreciate
1
GuidoK14667.00 |
Post Reply |
Bookmarks |
|
|