West Coast Delivery Gang

AZG87 · 10-28-2023, 03:43 PM

Quote:

Originally Posted by Geighty7

How are all of your loan rates for Oct? My CA ran my credit again today before the car arrives so that I get the best of the 2 between Oct and Nov. He said if November loan rates are higher we would not be able to do an October rate unless ran in October. I have a feeling they are jacking up the loan rates from what BMW Fin. gets from the bank. I am looking at 72 months with Tier 1 credit.

I have perfect credit and BMWFS still jacked mine up, but credit unions in the area were not much better. But looking a refi options and already found one about .9% lower as long as I open a checking account with them lol. So will probably do 1 payment to BMWSFS then refi to the lower.

Mr.McNutty · 10-28-2023, 03:57 PM

Quote:

Originally Posted by Geighty7

How are all of your loan rates for Oct? My CA ran my credit again today before the car arrives so that I get the best of the 2 between Oct and Nov. He said if November loan rates are higher we would not be able to do an October rate unless ran in October. I have a feeling they are jacking up the loan rates from what BMW Fin. gets from the bank. I am looking at 72 months with Tier 1 credit.

Just got home from loan shopping at two credit unions. Quotes were 6.5% and 7% with >800 credit score. Same rate for 48-72mo term.

Geighty7 · 10-28-2023, 04:08 PM

Quote:

Originally Posted by AZG87

I have perfect credit and BMWFS still jacked mine up, but credit unions in the area were not much better. But looking a refi options and already found one about .9% lower as long as I open a checking account with them lol. So will probably do 1 payment to BMWSFS then refi to the lower.

Yeah I am in the same boat. I find it ridiculous that they are able to do it but hey, I guess they need to make money.

AZG87 · 10-28-2023, 04:11 PM

Quote:

Originally Posted by Geighty7

Yeah I am in the same boat. I find it ridiculous that they are able to do it but hey, I guess they need to make money.

Yup. Hopefully feds bring rates back down to normal in early 24 so can refi to something more reasonable. Gave up a 2.29% on the car I traded in. Now it's crazy to think we'll jump through hoops just for high 4s and low 5s with how high most offers are currently.

Geighty7 · 10-28-2023, 04:17 PM

Quote:

Originally Posted by Mr.McNutty

Just got home from loan shopping at two credit unions. Quotes were 6.5% and 7% with >800 credit score. Same rate for 48-72mo term.

Yeah I am getting 7.2% on a 72 with 760 credit. I think I may just say F it and refi down the road.

middyM · 10-28-2023, 04:26 PM

Congrats to everyone that made it! Mines still chillin in Mexico. Hopefully I’ll make the Phoenix Leader

Geighty7 · 10-28-2023, 04:29 PM

Quote:

Originally Posted by middyM

Congrats to everyone that made it! Mines still chillin in Mexico. Hopefully I’ll make the Phoenix Leader

You will for sure be on that if you weren't on Aquarius Leader. You have 7 days left and you're set sail!

JG13 · 10-30-2023, 01:05 PM

Just spoke to my CA. They're working on filling up a truck and possibly an overnight trip to the dealership tonight.

The dream of picking up my BSM M2 on Halloween is alive and well

1stM · 10-30-2023, 01:26 PM

Quote:

Originally Posted by JG13

Just spoke to my CA. They're working on filling up a truck and possibly an overnight trip to the dealership tonight.

The dream of picking up my BSM M2 on Halloween is alive and well

I have port installation option so my Halloween M2 is not a possibility. Hope you get your Halloween M2

Geighty7 · 10-30-2023, 01:38 PM

Quote:

Originally Posted by JG13

Just spoke to my CA. They're working on filling up a truck and possibly an overnight trip to the dealership tonight.

The dream of picking up my BSM M2 on Halloween is alive and well

I was hoping for this as well on my BSM, however I called genius instead of my CA and they said I will most likely be released on Thursday instead of tongiht/tomorrow. Day of the Dead vs Halloween...not sure how I feel about it LOL!

NewToM · 10-30-2023, 01:47 PM

Quote:

Originally Posted by Geighty7

I was hoping for this as well on my BSM, however I called genius instead of my CA and they said I will most likely be released on Thursday instead of tongiht/tomorrow. Day of the Dead vs Halloween...not sure how I feel about it LOL!

Once you get the car you won’t care!

1stM · 10-30-2023, 02:40 PM

Quote:

Originally Posted by Geighty7

I was hoping for this as well on my BSM, however I called genius instead of my CA and they said I will most likely be released on Thursday instead of tongiht/tomorrow. Day of the Dead vs Halloween...not sure how I feel about it LOL!

Do you have any port installation options? My CA is expecting for this Friday or Saturday.

Geighty7 · 10-30-2023, 02:51 PM

Quote:

Originally Posted by 1stM

Do you have any port installation options? My CA is expecting for this Friday or Saturday.

Nope! Taking my car to the boys over at EAS in Anaheim to throw on the H&R Sports Suspension and Mishimoto skid plate immediately after pickup.

JG13 · 10-30-2023, 04:14 PM

Do you guys know if a front license plate is something the dealer is going to try and install in California? I'm gonna go naked up front and I don't want any holes that I need to fill

NewToM · 10-30-2023, 04:18 PM

Quote:

Originally Posted by JG13

Do you guys know if a front license plate is something the dealer is going to try and install in California? I'm gonna go naked up front and I don't want any holes that I need to fill

I reached out to my CA before the car arrived and made it clear I didn’t want my bumper drilled. They were fine and let me go with just the rear plate.

AZG87 · 10-30-2023, 10:54 PM

Quote:

Originally Posted by JG13

Do you guys know if a front license plate is something the dealer is going to try and install in California? I'm gonna go naked up front and I don't want any holes that I need to fill

Ew front plates booo!

Hope you get out sans the front plate!

JG13 · 10-31-2023, 01:19 AM

Yeah I'll definitely make it clear with my CA no bumper drilling when we chat tomorrow

middyM · 10-31-2023, 10:36 AM

Anyone else hoping to get on the Phoenix Leader? It looks like it’ll be at the port two days early (11/2)!

Geighty7 · 10-31-2023, 12:12 PM

Has anyone been released from VPC yet that was on Aquarius Leader? Genius told me I should be released on 11/2. Hopefully I can take delivery 11/3!

JG13 · 10-31-2023, 03:34 PM

After being told this morning that it "should" be arriving today, was just informed it'll be some time next week. Oh well

Geighty7 · 10-31-2023, 03:48 PM

Quote:

Originally Posted by JG13

After being told this morning that it "should" be arriving today, was just informed it'll be some time next week. Oh well

Was this from Genius or your CA? Did Genius give you a release from VPC date? I am eager to get my PPF appt. set up lol.

JG13 · 10-31-2023, 04:21 PM

Quote:

Originally Posted by Geighty7

Was this from Genius or your CA? Did Genius give you a release from VPC date? I am eager to get my PPF appt. set up lol.

My CA. No release from VPC date yet...

10-28-2023, 04:26 PM	#666
middyM Private 129 Rep 96 Posts Drives: M2 Join Date: Oct 2023 Location: Midwest iTrader: (0)	Congrats to everyone that made it! Mines still chillin in Mexico. Hopefully I’ll make the Phoenix Leader
	Appreciate 2 AZG871163.50 Mr.McNutty426.50 Quote

10-30-2023, 01:05 PM	#668
JG13 Private First Class 225 Rep 154 Posts Drives: E36 M3, E39 M5, G87 M2 6MT Join Date: Mar 2023 Location: Lathrop, CA iTrader: (0)	Just spoke to my CA. They're working on filling up a truck and possibly an overnight trip to the dealership tonight. The dream of picking up my BSM M2 on Halloween is alive and well
	Appreciate 2 middyM129.00 AZG871163.50 Quote

10-30-2023, 04:14 PM	#674
JG13 Private First Class 225 Rep 154 Posts Drives: E36 M3, E39 M5, G87 M2 6MT Join Date: Mar 2023 Location: Lathrop, CA iTrader: (0)	Do you guys know if a front license plate is something the dealer is going to try and install in California? I'm gonna go naked up front and I don't want any holes that I need to fill
	Appreciate 2 Geighty72730.00 AZG871163.50 Quote

10-31-2023, 01:19 AM	#677
JG13 Private First Class 225 Rep 154 Posts Drives: E36 M3, E39 M5, G87 M2 6MT Join Date: Mar 2023 Location: Lathrop, CA iTrader: (0)	Yeah I'll definitely make it clear with my CA no bumper drilling when we chat tomorrow
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10-31-2023, 10:36 AM	#678
middyM Private 129 Rep 96 Posts Drives: M2 Join Date: Oct 2023 Location: Midwest iTrader: (0)	Anyone else hoping to get on the Phoenix Leader? It looks like it’ll be at the port two days early (11/2)!
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10-31-2023, 12:12 PM	#679
Geighty7 Major 2730 Rep 1,242 Posts Drives: 2024 BMW M2 Join Date: Sep 2023 Location: US iTrader: (0)	Has anyone been released from VPC yet that was on Aquarius Leader? Genius told me I should be released on 11/2. Hopefully I can take delivery 11/3!
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10-31-2023, 03:34 PM	#680
JG13 Private First Class 225 Rep 154 Posts Drives: E36 M3, E39 M5, G87 M2 6MT Join Date: Mar 2023 Location: Lathrop, CA iTrader: (0)	After being told this morning that it "should" be arriving today, was just informed it'll be some time next week. Oh well
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