02-13-2023, 11:48 AM | #67 | |
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That is such a difference between quotes! I guess nothing stays the same. Thanks for the clarification. |
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02-13-2023, 05:35 PM | #68 |
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I preemptively requested a quote from Geico back in December and it was outrageously high. I'm hoping the comments in this thread are more realistic to what I'll be paying.
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02-18-2023, 05:01 PM | #69 |
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04-11-2023, 09:21 AM | #71 |
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Just to add another datapoint:
34M, Colorado, Clean driving record Progressive got me a premium of $878/6mo. I was with Allstate before and the best they could do was ~$1300/6mo with worse coverage. Other quotes I received were also north of $1k, except through Costco (American Familiy I think) which was just over $900. |
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04-18-2023, 08:55 PM | #72 |
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Geico was offering me $1300 - $1600 / 6mos with pretty big deductibles depending on the coverage. For context I'm early 20s with perfect driving record for 7 years.
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04-21-2023, 12:14 PM | #74 |
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04-21-2023, 05:27 PM | #75 |
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04-22-2023, 06:38 AM | #76 |
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Comparing insurance costs is pointless. There are way too many variables at play. Only some of which are driving record, age, location, amount of coverages, some states require different coverages, how long you’ve been with the insurance company, multi policy discounts, oftentimes when comparing 2 companies you can’t even match up the coverage 1:1, and the list goes on.
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04-26-2023, 11:09 PM | #79 |
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I have a question for anyone who is paying around $2500 a year to just insure their M240i. Do they kiss you or do they just f*ck you? I mean, seriously. Wow. That is rough.
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04-27-2023, 01:25 PM | #80 | |
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The range between companies is crazy. |
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04-27-2023, 01:26 PM | #81 |
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05-02-2023, 11:44 AM | #82 | |
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Oh crap!
Here is the effect of inflation and some other BS. I just got my renewal letter along with a PRICE INCREASE LETTER. I have 4 vehicles and the rate on increase varies from 39% to 43%. Average increase is 41%. The M240i with full coverage went from $1,160/yr to $1,646/yr. This is for 51 yo w/ super clean driving record. Check out the facts/justification below: Quote:
Last edited by ZM240i; 05-02-2023 at 12:55 PM.. |
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05-02-2023, 01:01 PM | #85 |
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Even with the higher renewal premiums, mine still seems better than some here. Inflation alone will probably make all insurance companies raise their rates. My insurance company is a highly rated one but they only insure in California and Oregon (Canada too, I think).
But you are right, it doesn't hurt to shop around. |
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05-26-2023, 06:16 PM | #88 |
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I had GEICO for almost 30 years and NEVER filed a claim. Someone hit my parked car. GEICO undercut my estimate by $700 and would not change despite my lotality and driving record. I told them I would drop them and they could not care less. So I did!.
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