MSD Rate Reduction Program Returns for BMW Leases In Eastern Region, Florida, Hawaii

Jason · 06-08-2018, 03:00 PM

BIMMERPOST NEWS

Official: BMW Lease MSD Program returns for Eastern Region, Florida and Hawaii

45
COMMENTS

Last year, BMW discontinued the popular Multiple Security Deposit Rate Reduction Program for leases. But we bring great news! Just yesterday, BMW announced the return of the MSD Rate Reduction Program for leases through BMW dealers in the Eastern Region, Florida, and Hawaii. No word yet if the MSD program will be returning to other regions.

Here is the official announcement and terms:

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GOLFFRR · 06-08-2018, 03:06 PM

For those who are asking about SoCal region nothing on our end/region as of now

spuntyb · 06-08-2018, 05:56 PM

6 weeks after I got my F80. Fantastic.

Lovegreatcars · 06-08-2018, 05:57 PM

Why would I give them $2,800 upfront to reduce my payment by $25 a month? The time value of money, plus the whole reason for doing a lease (at least in my mind) would negate any reason for doing so.

Fender150 · 06-08-2018, 06:07 PM

The finance person at my dealer told me
Its not true, i dont know who’s wrong yet

Lovegreatcars · 06-08-2018, 06:10 PM

Quote:

Originally Posted by Fender150

The finance person at my dealer told me
Its not true, i dont know who’s wrong yet

Are you in the eastern region?

Fender150 · 06-08-2018, 06:13 PM

I guess PA doesnt count

ginginha · 06-08-2018, 06:18 PM

Quote:

Originally Posted by Lovegreatcars

Why would I give them $2,800 upfront to reduce my payment by $25 a month? The time value of money, plus the whole reason for doing a lease (at least in my mind) would negate any reason for doing so.

That's about 10.7% a year, no?

trey100 · 06-08-2018, 06:23 PM

Quote:

Originally Posted by ginginha

Quote:

Originally Posted by Lovegreatcars

Why would I give them $2,800 upfront to reduce my payment by $25 a month? The time value of money, plus the whole reason for doing a lease (at least in my mind) would negate any reason for doing so.

That's about 10.7% a year, no?

Looks like they lowered it from .07 per MSD? At .07 it used to work out to like $50 per month - roughly a 10-13% rate of return over 3 years (not compounded) guaranteed.

ginginha · 06-08-2018, 06:25 PM

Quote:

Originally Posted by trey100

Looks like they lowered it from .07 per MSD? At .07 it used to work out to like $50 per month - roughly a 10-13% rate of return over 3 years (not compounded) guaranteed.

Yeah, IIRC mine came out to over 14%.

WingZeroX5 · 06-08-2018, 06:50 PM

Effective immediately through july 31, so it's only a pilot program?

jmg · 06-08-2018, 07:08 PM

Quote:

Originally Posted by Lovegreatcars

Why would I give them $2,800 upfront to reduce my payment by $25 a month? The time value of money, plus the whole reason for doing a lease (at least in my mind) would negate any reason for doing so.

It's friday and my math is cloudy from lunch beer, but you don't think 32% GUARUNTEED is a good rate of return??!?! 25*36months=$900.

If you can find me a SURE THING with a ROR of 32% please please please please PM me because I feel like retiring RIGHT NOW.

Vitacura · 06-08-2018, 07:19 PM

Good news is that I am looking to lease soon, bad news is I have to use a dealer in the Eastern Region/FL and they haven't been kind to me in the past.

ah3nyc · 06-08-2018, 07:29 PM

This looks like Bmw canceling the msd program must have affected bmw cash flow. I can imagine the issues giving back money to customers returning leases. Bmw took many months to give back msd money to my father who returned lease back few months back. This is bmw trying to stop leaking of sale losses.

bmw4jh · 06-08-2018, 07:54 PM

I have done that in the past and got my money back in less than a month. No questions asked.

ShocknAwe · 06-08-2018, 08:07 PM

Saw the thread thought it said "Weight Reduction Program" and got excited for future BMWs. Nope. More bean counting.

JayPichardo · 06-08-2018, 09:04 PM

Quote:

Originally Posted by ShocknAwe

Saw the thread thought it said "Weight Reduction Program" and got excited for future BMWs. Nope. More bean counting.

rocke29 · 06-08-2018, 10:05 PM

Can anyone explain this to me in plain English? Been a long day...

I got a lease price of $225. How can I use this program to reduce that number?

Who's on first · 06-08-2018, 10:07 PM

Pre-Paid Leases are doubly not allowed.

Does no one at BMW proofread? Seriously, what do we see here on their advertising, a 65% failure rate for basic proofreading?

B58 · 06-08-2018, 10:15 PM

4 weeks after my F30 340i, but it doesn't apply to Southern California and I'm sure it will soon.

jmg · 06-08-2018, 11:22 PM

Quote:

Originally Posted by rocke29

Can anyone explain this to me in plain English? Been a long day...

I got a lease price of $225. How can I use this program to reduce that number?

An MSD is an upfront one time deposit that basically lowers the interest rate. You get that deposit back at the end of the lease term. It's a VERY good deal.

Kung Fu English · 06-08-2018, 11:27 PM

Quote:

Originally Posted by Lovegreatcars

Why would I give them $2,800 upfront to reduce my payment by $25 a month? The time value of money, plus the whole reason for doing a lease (at least in my mind) would negate any reason for doing so.

I put down 5800 and lowered my payment about 100/mo. That's 3600 return on 5800 invested. Yea I'm all in for that.

06-08-2018, 03:00 PM	#1
Jason Administrator 43683 Rep 21,325 Posts Drives: F80 M3 Join Date: Mar 2005 Location: USA iTrader: (0)	MSD Rate Reduction Program Returns for BMW Leases In Eastern Region, Florida, Hawaii BIMMERPOST NEWS Official: BMW Lease MSD Program returns for Eastern Region, Florida and Hawaii 45 COMMENTS Tweet Last year, BMW discontinued the popular Multiple Security Deposit Rate Reduction Program for leases. But we bring great news! Just yesterday, BMW announced the return of the MSD Rate Reduction Program for leases through BMW dealers in the Eastern Region, Florida, and Hawaii. No word yet if the MSD program will be returning to other regions. Here is the official announcement and terms: __________________ Check on the Latest BMW News Become a fan of Bimmerpost Facebook Follow us on Bimmerpost Twitter Subscribe to Bimmerpost Youtube Channel
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06-08-2018, 03:06 PM	#2
GOLFFRR 11190 Rep 27,954 Posts Drives: GOLFFRR cart Join Date: Mar 2009 Location: we sell BMWs to "ALL" US states iTrader: (4)	For those who are asking about SoCal region nothing on our end/region as of now __________________ BEFORE YOU BUY YOUR NEXT BMW, EMAIL OUR GUY KOTE FIRST! Kote M Sales:Kotem@bmwofcamarillo.com Cell:805-368-9101 vipfinance@bmwofcamarillo.com for warranties!
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06-08-2018, 05:56 PM	#3
spuntyb Major General 4343 Rep 5,138 Posts Drives: 2019 F90 Competition Join Date: Aug 2013 Location: USA iTrader: (0)	6 weeks after I got my F80. Fantastic. __________________ <b>2023 M5C SRG\|Aragon \|\| 2018 Macan GTS</b> 2019 F90 Comp MBB\|Black (sold) 2018 F80 ZCP TB\|SS (sold) 2015 F30 335 AW\|CR (sold) 2015 F31 MG\|CR (sold) 2011 E90 JB\|Oyster (sold)
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06-08-2018, 05:57 PM	#4
Lovegreatcars Private First Class 102 Rep 136 Posts Drives: 2020 M8 convertible Join Date: May 2008 Location: Tulsa, OK iTrader: (0)	Why would I give them $2,800 upfront to reduce my payment by $25 a month? The time value of money, plus the whole reason for doing a lease (at least in my mind) would negate any reason for doing so.
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06-08-2018, 06:07 PM	#5
Fender150 Lieutenant 355 Rep 464 Posts Drives: F82 M4 Join Date: Apr 2015 Location: PA iTrader: (0)	The finance person at my dealer told me Its not true, i dont know who’s wrong yet
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06-08-2018, 06:13 PM	#7
Fender150 Lieutenant 355 Rep 464 Posts Drives: F82 M4 Join Date: Apr 2015 Location: PA iTrader: (0)	I guess PA doesnt count
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06-08-2018, 06:50 PM	#11
WingZeroX5 Colonel 781 Rep 2,362 Posts Drives: F80 / F30 Join Date: Mar 2010 Location: New Hampshire iTrader: (14)	Effective immediately through july 31, so it's only a pilot program?
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06-08-2018, 07:19 PM	#13
Vitacura Ich Liebe mein BMW 414 Rep 887 Posts Drives: 21 M240i CV, 23 X1 Join Date: May 2007 Location: Tampa Bay iTrader: (0)	Good news is that I am looking to lease soon, bad news is I have to use a dealer in the Eastern Region/FL and they haven't been kind to me in the past.
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06-08-2018, 07:29 PM	#14
ah3nyc Private First Class 118 Rep 136 Posts Drives: 2016 BMW 340 M-sport xdrive Join Date: Sep 2013 Location: nyc iTrader: (0)	This looks like Bmw canceling the msd program must have affected bmw cash flow. I can imagine the issues giving back money to customers returning leases. Bmw took many months to give back msd money to my father who returned lease back few months back. This is bmw trying to stop leaking of sale losses.
	Appreciate 1 FSociety3872.00 Quote

06-08-2018, 07:54 PM	#15
bmw4jh Private 19 Rep 83 Posts Drives: F30 335i Join Date: Oct 2006 Location: Florida iTrader: (1)	I have done that in the past and got my money back in less than a month. No questions asked. __________________ F30 335i
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06-08-2018, 08:07 PM	#16
ShocknAwe 1Addict 3588 Rep 8,135 Posts Drives: E82, E70, 991.1 Join Date: Jul 2012 Location: Charleston iTrader: (22)	Saw the thread thought it said "Weight Reduction Program" and got excited for future BMWs. Nope. More bean counting. __________________ Build: 1er Project8 Hauler: M57 Truck Daily: 991.1 GTS
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06-08-2018, 10:05 PM	#18
rocke29 Private First Class 109 Rep 190 Posts Drives: 2018 LBB M2 M/T Join Date: Jul 2016 Location: New Jersey iTrader: (0)	Can anyone explain this to me in plain English? Been a long day... I got a lease price of $225. How can I use this program to reduce that number?
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06-08-2018, 10:07 PM	#19
Who's on first Brigadier General 2501 Rep 3,808 Posts Drives: A-10C Join Date: Feb 2015 Location: Maryland iTrader: (2)	Pre-Paid Leases are doubly not allowed. Does no one at BMW proofread? Seriously, what do we see here on their advertising, a 65% failure rate for basic proofreading?
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06-08-2018, 10:15 PM	#20
B58 Lieutenant Colonel 634 Rep 1,550 Posts Drives: Junk Join Date: May 2018 Location: USA iTrader: (1)	4 weeks after my F30 340i, but it doesn't apply to Southern California and I'm sure it will soon.
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