|
|
|
|
|
|
BMW Garage | BMW Meets | Register | Today's Posts | Search |
|
BMW 3-Series (E90 E92) Forum
>
Help Buying e92 M3
|
|
09-29-2008, 12:29 PM | #1 |
Major General
2171
Rep 5,623
Posts |
Help Buying e92 M3
looking at the 1.9% financing deal for e92 m3 and .9% for everything else i would like to see if i am safe making a swap from my 335i.
two questions i have are: the finance deal is for cars on the lot or i can order new and still get the finance deal and does it apply for cpoed cars as well? i know that alot of dealers have huge cuts on m3s along with the great finance %s. Current: e92 335i 07: almost 30k miles but the interior is MINT and when i say MINT it is really MINT, no fuel pump problems, etc. exterior is in great shape as well. Cold Step Sport Premium CA Navigation Monaco Blue/Gray/Aluminum Lease: about $650 month Mods Not Listed Want: e92 M3 W/ DCT Premium Sport CA M-Tech Cold Enchanced Sound (Optional, But Would Like) HD Radio (Optional, But Would Like) Colors & Trim (Undecided) But No Extended Leather what information would you guys need to help me calculate if i can make a safe move with payments cheaper or around what i am paying now. KBB (although not very accurate here are my credentials): Suggested Retail: $37,435 Trade In: $31,175 Private: $34,195
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
Last edited by hl0m4n; 09-29-2008 at 01:11 PM.. |
09-29-2008, 01:40 PM | #2 |
Major General
288
Rep 5,686
Posts |
no chance to make the payments 650$ or less with the M3 if I understand what you are saying correctly. I am assuming this with current car without too much positive equity and/or any down payment.
for example: let's say the dealer pays off ur car for what you owe. even an M3 e92 if they sold it to you at 50k 50k/60 payments = 833.33$ (that is with zero interest, just an example). and i do not know any dealer selling for 50k. you might get 5-6k off a car sitting on the lot, but still then you are looking at 56k or so plus tax. so basicly a bit below 60k. hope this helps.
__________________
*************************************
Un4gettable 435i Extended Test drive thread: http://www.f30post.com/forums/showthread.php?t=881491 |
Appreciate
0
|
09-29-2008, 02:44 PM | #3 |
Lieutenant
12
Rep 552
Posts |
i think the financing deal is for 08's only. Any new order placed with a dealer will be a '09 model.
__________________
Delivered: 10/21/08 | 09 e92 335i|AW|CR|PP|SP|NAV|PDC|CA|6MT|iPod|Logic7
Sold: 06 330i/Mystic Blue|Terra|PP|SP|NAV|CA|6MT|Butt Warmers|Rear Shades|Fold Down Seats |
Appreciate
0
|
09-29-2008, 02:49 PM | #4 | |
Major General
2171
Rep 5,623
Posts |
Quote:
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
|
Appreciate
0
|
09-29-2008, 03:09 PM | #5 |
Brigadier General
374
Rep 3,883
Posts
Drives: Audi RS Q8
Join Date: Mar 2007
Location: Darkness there, and nothing more
|
^ So you're free and clear on the 335i now?
|
Appreciate
0
|
09-29-2008, 03:10 PM | #6 | |
Private
0
Rep 54
Posts |
Quote:
That would only work if the car you currently have is paid for...In your original message it says you are leasing... |
|
Appreciate
0
|
09-29-2008, 03:51 PM | #7 |
Major
38
Rep 1,015
Posts
Drives: 2009 135i M sport coupe
Join Date: Jul 2008
Location: Tampa, Fl
|
I just found out that is the same rate for a "balloon" program as well (works very similar to a lease) so you would have smaller payments Just use the same residuals from BMW's lease program & replace the hi ass $$ factor with the 0.9/1.9% rate
__________________
|
Appreciate
0
|
09-29-2008, 06:23 PM | #8 |
Absolute0
169
Rep 5,078
Posts |
+1. I'd say, how about going to Hertz and rent a couple of cars and trade it in. Make sure you pick the expensive ones so you can just trade key for key.
__________________
To procede or not to procede......
|
Appreciate
0
|
09-29-2008, 06:35 PM | #10 |
Supreme Allied Commander
1971
Rep 61,781
Posts
Drives: A BBS WHORE
Join Date: Jul 2007
Location: .
|
huh???
ur trying to sell a car that's "not" your's???
__________________
|
Appreciate
0
|
09-29-2008, 06:45 PM | #12 |
AWDriven
5
Rep 188
Posts |
are you seriously saying that you will have $30k from a car that you haven't paid off (much less a leased one at that). Unless there's something missing, you still owe money on the 335.
|
Appreciate
0
|
09-29-2008, 06:51 PM | #13 |
Supreme Allied Commander
1971
Rep 61,781
Posts
Drives: A BBS WHORE
Join Date: Jul 2007
Location: .
|
If its leased....you don't even "own" the car.....hmmm...
__________________
|
Appreciate
0
|
09-29-2008, 11:33 PM | #15 |
Brigadier General
374
Rep 3,883
Posts
Drives: Audi RS Q8
Join Date: Mar 2007
Location: Darkness there, and nothing more
|
Silence from the OP is deafening.
|
Appreciate
0
|
09-30-2008, 08:37 AM | #17 |
Major
38
Rep 1,015
Posts
Drives: 2009 135i M sport coupe
Join Date: Jul 2008
Location: Tampa, Fl
|
Even though the .9/1.9% is a great deal...I personally would not purchase a new M3 anytime soon (unless you stole a used one in the near future of course
__________________
|
Appreciate
0
|
09-30-2008, 10:50 AM | #19 |
Major General
2171
Rep 5,623
Posts |
opps my bad. that is so true can't believe i didn't think of that common sense . i had the idea during class and just had to post it, guess i rushed into conclusion over the excitement .
but if one did have the car paid off and got lets say $30,000 for it and the m3 costs $60,000. after the $30k payment he is left with $30k and you just take that divide by 48 months and add 1.9% to the monthly payments?
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
Appreciate
0
|
09-30-2008, 11:13 AM | #20 |
Major
187
Rep 1,085
Posts |
the fact that you're asking all these basic questions (not to mention the fact that you FORGOT you don't own your car) shows you shouldn't even be entertaining the thought of an m3.
|
Appreciate
0
|
09-30-2008, 11:13 AM | #21 |
Major
38
Rep 1,015
Posts
Drives: 2009 135i M sport coupe
Join Date: Jul 2008
Location: Tampa, Fl
|
Would rather keep my $$ in the bank than stepping into a $180-$200 difference in monthly finance payment (thats what it would have been in my case).
__________________
|
Appreciate
0
|
09-30-2008, 11:20 AM | #22 | |
Major General
2171
Rep 5,623
Posts |
Quote:
but in all seriousness, the offer is sooo good.
__________________
Cars: 07 335i ► 08 328i ► 11 328xi ► 13 M3 ► 17 M4 ► 14 M6
|
|
Appreciate
0
|
Bookmarks |
|
|