Hit and Run

SixBanger · 11-01-2011, 10:29 PM

SUnday night I was rear ended by an older couple in a silver Lexus ES. I was able to get the first three letters of the plate, because they drove off! What's even better was that I was in a BMW loaner car and not even my car. The police report came out today and of course no one was able to come up with the individual, What can I do? My deductible is $1,000 and I'd like to know if missing something? The damage was some scratches and thats it, nothing crazy like a bumper split in half.

Chewy734 · 11-01-2011, 10:41 PM

that sucks man... I dunno what you can do. Any security cameras nearby?

BMWinNorthdakota · 11-01-2011, 10:43 PM

Quote:

Originally Posted by SixBanger

SUnday night I was rear ended by an older couple in a silver Lexus ES. I was able to get the first three letters of the plate, because they drove off! What's even better was that I was in a BMW loaner car and not even my car. The police report came out today and of course no one was able to come up with the individual, What can I do? My deductible is $1,000 and I'd like to know if missing something? The damage was some scratches and thats it, nothing crazy like a bumper split in half.

I don't know what state you life in... but how many silver lexus Es are there with the same first 3 letters on their plates..???

Talk to your insurance agent and see what he advises

SixBanger · 11-01-2011, 10:46 PM

Quote:

Originally Posted by Chewy734

that sucks man... I dunno what you can do. Any security cameras nearby?

In fact, yes. I was at a very busy intersection on yamato road and military trail, and they do have red light cameras for sure!
Myles

SixBanger · 11-01-2011, 10:48 PM

Quote:

Originally Posted by BMWinNorthdakota

I don't know what state you life in... but how many silver lexus Es are there with the same first 3 letters on their plates..???

Talk to your insurance agent and see what he advises

I live in south Florida, Boca Raton and there quite a few Lexus' running around but in the 911 call I told the operator the license plate numbers as they drove off.

bmw-nj · 11-03-2011, 01:40 AM

I would have chased them down...

People who "hit and run" are the scum of the earth.

qclik · 11-03-2011, 02:25 AM

i got hit and run too on parking lot on last friday, but lucky for the mofo i didnt see it otherwise i will chase them down.

anyway i only pay like $300 for uninsured driver/hit n run claims. while my deductible is 500. check with ur insurance first.

lopealle · 11-03-2011, 02:30 AM

Damn that deductible is high

KingOfJericho · 11-03-2011, 07:55 AM

Quote:

Originally Posted by lopealle

Damn that deductible is high

Not really because odds are, you're going to pay out of pocket for anything under a grand anyway because it's not worth having the accident on your record and having your premium increase. You also have lower premiums which saves money. It makes perfect sense. You're wasting money on your premium if you pay extra to have a $100 or $250 deductible.

escobar929 · 11-03-2011, 09:51 AM

Quote:

Originally Posted by bmw-nj

I would have chased them down...

People who "hit and run" are the scum of the earth.

This! specially in Boca, now if I was down in Miami and a 64 impala w/ 26's hit me, i might think twice lol

matthewk · 11-03-2011, 10:46 AM

Quote:

Originally Posted by KingOfJericho

Not really because odds are, you're going to pay out of pocket for anything under a grand anyway because it's not worth having the accident on your record and having your premium increase. You also have lower premiums which saves money. It makes perfect sense. You're wasting money on your premium if you pay extra to have a $100 or $250 deductible.

^^^^ This

Templar · 11-03-2011, 11:28 AM

I have the same deductable on my car... In reality, it makes the insurance so much more affordable, anything less just isn't really worth it.

I would contact your insurance. When I was hit in a parking lot, luckily the guy who did it stayed around and waited for me to come by. We called the police, filed the report. When I contacted my insurance, initially they stated I would have to pay the deductible. After they received the police report, they would make the determination if I would be refunded the deductible I paid. I made a bit of an argument, told them that I gave them all of the info on the guy who hit me, that he was cooperating, etc. Gave them all of his info and insurance company's info. They finally broke down and said they would cover all the repairs and just go after the guy.

I guess it's different for you because you can't find the person who hit you, but maybe if you make enough of an argument you can get hooked up.

11-01-2011, 10:29 PM	#1
SixBanger Captain 196 Rep 645 Posts Drives: 08 135i Join Date: Apr 2005 iTrader: (0)	Hit and Run SUnday night I was rear ended by an older couple in a silver Lexus ES. I was able to get the first three letters of the plate, because they drove off! What's even better was that I was in a BMW loaner car and not even my car. The police report came out today and of course no one was able to come up with the individual, What can I do? My deductible is $1,000 and I'd like to know if missing something? The damage was some scratches and thats it, nothing crazy like a bumper split in half.
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11-01-2011, 10:41 PM	#2
Chewy734 Major General 492 Rep 6,798 Posts Drives: 2006 BMW 330i ZPP, ZSP Join Date: Dec 2008 Location: LA, CA iTrader: (15)	that sucks man... I dunno what you can do. Any security cameras nearby? __________________ Currently for sale: [19" Linea Corse LC818 wheel], [19" Fallen FK452 tire]
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11-03-2011, 01:40 AM	#6
bmw-nj Captain 105 Rep 700 Posts Drives: 2014 BMW 335 xdrive M sport Join Date: Apr 2011 Location: Hillsborough, NJ iTrader: (1)	I would have chased them down... People who "hit and run" are the scum of the earth.
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11-03-2011, 02:25 AM	#7
qclik Captain 23 Rep 702 Posts Drives: e92 Join Date: Nov 2010 Location: seattle iTrader: (20)	i got hit and run too on parking lot on last friday, but lucky for the mofo i didnt see it otherwise i will chase them down. anyway i only pay like $300 for uninsured driver/hit n run claims. while my deductible is 500. check with ur insurance first.
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11-03-2011, 02:30 AM	#8
lopealle Resident Black Guy 268 Rep 2,302 Posts Drives: Lion Join Date: May 2009 Location: Federal Way, WA iTrader: (2) Garage List 2006 M5 [10.00]	Damn that deductible is high
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11-03-2011, 11:28 AM	#12
Templar Lieutenant Colonel 271 Rep 1,883 Posts Drives: 2011 E92 M3 Join Date: Feb 2009 Location: One of the coasts... iTrader: (1) Garage List 2011 BMW M3 [10.00]	I have the same deductable on my car... In reality, it makes the insurance so much more affordable, anything less just isn't really worth it. I would contact your insurance. When I was hit in a parking lot, luckily the guy who did it stayed around and waited for me to come by. We called the police, filed the report. When I contacted my insurance, initially they stated I would have to pay the deductible. After they received the police report, they would make the determination if I would be refunded the deductible I paid. I made a bit of an argument, told them that I gave them all of the info on the guy who hit me, that he was cooperating, etc. Gave them all of his info and insurance company's info. They finally broke down and said they would cover all the repairs and just go after the guy. I guess it's different for you because you can't find the person who hit you, but maybe if you make enough of an argument you can get hooked up. __________________ '11 BMW E92 ///M3 - ZCP and DCT '15 Ford F-250 - Lariat, 6.7 Powerstroke Turbo-diesel
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