[shipill]

What would be the smartest way to invest 1 million dollars ? To get a nice income stream.

[BayMoWe335]

Is that the only money you have?

Too many factors to say.

[ZStig]

bunch of rental properties

[qba335i]

How much Risk do you want to take? Do you have any other/ stable flow of income? How liquid are you/ how liquid you want the $1M to be? And your total net worth?

[aut0sh0cker]

emea private equity

[Vanity]

It depends whether you're investing for 1) income, 2) return on investment, 3) retirement.

If it's short-term income related, you could invest in dividend yielding stocks of 6% or more. That would net you $60,000 annually before taxes. Most dividends come every quarter, so every 3 months you'd receive 1/4th of that $60,000 payable. You could choose to re-invest into the stock to further compound your 6% on top of 6% year-over-year, or use it for things that life throws at you. If you were working on top of this, it could get very cushy. There's also room allowed in your stock to appreciate (and also depreciate).

[dtwyim]

Diversify
Cash
Stocks
Bonds
Real estate
Precious metals

[hks786]

Originally Posted by Roffle Waffle

bunch of rental properties

This.

[48Laws]

Hedge Fund

[SilverII]

apple

[chungdae]

Originally Posted by hks786

This.

Yup

[hks786]

Its def a buyers market. I've seen some houses around here listed for like £100-150k less than they would be back in the day, and they still aren't selling!

[STIto335]

Originally Posted by Vanity

It depends whether you're investing for 1) income, 2) return on investment, 3) retirement.

If it's short-term income related, you could invest in dividend yielding stocks of 6% or more. That would net you $60,000 annually before taxes. Most dividends come every quarter, so every 3 months you'd receive 1/4th of that $60,000 payable. You could choose to re-invest into the stock to further compound your 6% on top of 6% year-over-year, or use it for things that life throws at you. If you were working on top of this, it could get very cushy. There's also room allowed in your stock to appreciate (and also depreciate).

This, one of the safest ways to beat inflation.

[Epacy2]

Nose candy

OR

Dividend paying stocks, REITs are a good bet now. So you never have to touch the principal.

[M3776]

Originally Posted by shipill

What would be the smartest way to invest 1 million dollars ? To get a nice income stream.

Buy a house. The market isn't quite done yet however, my cousin is a Realtor in Toronto and has been telling me the condo market there is still hot.

[Vanity]

Originally Posted by M3776

Buy a house. The market isn't quite done yet however, my cousin is a Realtor in Toronto and has been telling me the condo market there is still hot.

All major banks in Canada have come out to say that Canada's housing bubble is going to begin bursting this year. Canada has been in a 14 year housing bubble and Toronto and Vancouver have been the worst in terms of how far up prices have gone. Condominium speculative developments have played a large part. They are overvalued somewhere in the 30-70% region, depending upon the condo. I would not invest in Canadian real estate. Not now.

[will.c]

Solar! or some other types of renewable energy. Ontario has some great financial incentives right now, including Feed-in Tarrif that gives you a good amount of money for every bit of energy production.
http://fit.powerauthority.on.ca/

[Joekerr]

Originally Posted by Vanity

All major banks in Canada have come out to say that Canada's housing bubble is going to begin bursting this year. Canada has been in a 14 year housing bubble and Toronto and Vancouver have been the worst in terms of how far up prices have gone. Condominium speculative developments have played a large part. They are overvalued somewhere in the 30-70% region, depending upon the condo. I would not invest in Canadian real estate. Not now.

I don't think that's an entirely fair comment, its really that one should not invest in Toronto or Vancouver as they are the highest. But there are still areas in Canada that I think are undervalued...market is quickly catching up. For example, Burlington was voted the second best city in Canada to live in (Burlington, ON) - now it is not really undervalued in my opinion, but its not much of a bubble either...go 20 minutes away from Burlington to Stoney Creek and its actually quite devalued. I haven't really figured out why that is, perhaps demographics and the fact there isn't really much there...you have to drive, but overall, there are still parts of Canada that could represent a good investment.

I would not buy in Toronto though.

[persian54]

Invest it in me.

[Hisam135i]

Originally Posted by wonho

Solar! or some other types of renewable energy. Ontario has some great financial incentives right now, including Feed-in Tarrif that gives you a good amount of money for every bit of energy production.
http://fit.powerauthority.on.ca/

solar is a bad idea, most solar companies were subsidized by germany and france and they are no longer subsidizing due to issues in europe....

but OP it all depends on what kind of returns you are looking for as well as how much risk you would like to take. In other words it comes down to what you would like the money to do for you, then people can tell you how to get the returns you would like. That would be why whenever you go to an investment fund they ask you a long series of questions to place your money in a fund that is right for you

[will.c]

Originally Posted by Hisam135i

solar is a bad idea, most solar companies were subsidized by germany and france and they are no longer subsidizing due to issues in europe....

I gotta disagree. German/European subsidiaries are not even worth mentioning in terms of US/CAN solar market... you can say they only sprinkled the seed onto the North American solar industry at its infancy stage. The vast majorities of the current solar subsidiaries are from China now, well simply because they can more than afford it. Some of them are coming up with really aggressive financing terms in anticipation of high tariff rates that US could have placed on Chinese-manuf. modules, but now that's no longer a concern anyway, because we're only looking at 3-4%!

The thing is, you don't even need to look into THAT much detail to make a good sense out of solar in NA. Oil & gas prices are hiking; solar manufacturers are dropping their costs and prices faster than ever; federal and state incentives are granting more than 30% of the total installed cost of solar systems in different types of return; AND gov't or utility companies are PAYING you for your renewable energy production that are expected to last 40+ years. In other words, you'll get back ALL of your invested money within 1-3 years from energy cost savings, federal grants, and utility credits, then for the following 20-40 years you'll just live off of the solar panels electric production for free, PLUS you'll make more money from selling all the renewable energy credits. Especially considering Ontario's FIT program, this is almost a no-brainer.

Hisam, I'm really not trying to argue with you, as I was just trying to engage in a intellectual conversation regarding this business, and promote the positive perception of solar investment which has been falsely overshadowed by poor decisions made by gov't on Solyndra, etc. OP, not pressuring you either, just putting the options on the table cuz I've learned a lot about this industry in the past years of my experience. Okay I gotta admit, as "positive," "green" and "sustainable" as solar is, nobody really gives a crap about those things. It's all about the money, the return of investment, the incentives & grants right now. European market has finally gotten to a point where they don't need those for renewable energy any more, but Asian and American markets still do need them and they are as strong as ever. The ship will sail soon, and I think it's definitely worth a look if you're into investing at this time.

Sorry for the long post, I won't thread-jack any further with this corny renewable stuff, and I'm ending my post with notable mentions of Apple's recent $100M investment of solar farm in NC, and Warren Buffett's recent $2 BILLION dollar investment on top-tier American solar companies and power plants.

[xtac]

Op is trolling, without detailed information its pointless.

So just keep doing what you did to get that 1M