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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > dammit. my loaner just got rear ended, slightly.



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      10-25-2007, 04:46 PM   #1
MMakoto
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dammit. my loaner just got rear ended, slightly.

happened last night around 9:20 on the brooklyn bridge, brooklyn bound. it was almost at the end of the bridge, but some kid has to hit my ass. luckily it was slowing going traffic, around 10mph. i didn't even brake hard or anything, but i guess sh!t happens.

we exchanged all the info and waited for the cops to come, but the cop recommended us to settle it on our own, cuz the damage isn't that high, maybe around $300. and i said ok, we'll settle on our own. now i gotta bring this to the dealership tomorrow and get an estimate. should i tell the dealership that i was rear ended or tell them that i did it on my own? i'm thinking, if i tell them that someone hit my behind and i got his insurance info, the dealership might be an ass and change the entire bumper, and that's gonna cost over $1k. i don't think that kid is willing to pay that kinda money on his own and just might tell me to claim his insurance, something i don't wanna do. any recommendations or suggestions highly appreciated. TIA.
btw, this is my very first accident on the road.

here's a couple of pics taken shortly after the accident.



here's another 2 i took after i cleaned it just before.

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      10-25-2007, 05:54 PM   #2
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Tell the truth, someone hit you. What happens happens.
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      10-25-2007, 05:57 PM   #3
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Lol, it could have been worse. My friend got a loaner one afternoon and it got stolen later that evening.
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      10-25-2007, 05:57 PM   #4
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Is it just me or is the damage hardly noticeable? You can probably return it without any problems
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      10-25-2007, 06:02 PM   #5
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Originally Posted by lkn View Post
Is it just me or is the damage hardly noticeable? You can probably return it without any problems
Seriously, Ive had loaner cars with more damage than your pictures show.
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      10-25-2007, 06:04 PM   #6
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lol I would'nt know what to do. Usually rentals I get already have dents and shit already on them, but looks like your rental is fairly new.
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      10-25-2007, 06:17 PM   #7
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Originally Posted by lkn View Post
Is it just me or is the damage hardly noticeable? You can probably return it without any problems
i could see it pretty obvious that it's been scratched. but if the dealership don't notice it tomorrow, then i guess it's that kids luck.
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      10-25-2007, 06:19 PM   #8
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Originally Posted by choiffer View Post
lol I would'nt know what to do. Usually rentals I get already have dents and shit already on them, but looks like your rental is fairly new.
yea, the car is almost flawless. it's an 07 328xi with 3000 miles on it.
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      10-25-2007, 06:30 PM   #9
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I would tell them the truth just in case.
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      10-25-2007, 06:34 PM   #10
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Quote:
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I would tell them the truth just in case.
+1.
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      10-25-2007, 06:39 PM   #11
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I wish the dude I rear ended had personality/mind like yours.
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      10-25-2007, 06:51 PM   #12
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Quote:
Originally Posted by snypaz View Post
I would tell them the truth just in case.
+2
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      10-25-2007, 07:27 PM   #13
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Originally Posted by FirstClass View Post
Tell the truth, someone hit you. What happens happens.
I'm always amazed when people turn to a forum, ask if they should tell the truth or what does everyone think about this story that I made up, and then they don't even quit there, they post pics. It's as if it's 1980 and insurance investigators don't have the internet, Google, or know enough to go to a forum.

People here can ramble off 15 BMW dealerships in the metro area, how does the OP know that the SA at Life Quality or people on his staff aren't members here? They may loan out a lot of 328's, but how many are gonna come in with an accident and the damage matches the pics? What's with society today???
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      10-25-2007, 10:42 PM   #14
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Quote:
Originally Posted by Socratesbmw View Post
Lol, it could have been worse. My friend got a loaner one afternoon and it got stolen later that evening.
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      10-26-2007, 03:03 AM   #15
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Quote:
Originally Posted by Socratesbmw View Post
Lol, it could have been worse. My friend got a loaner one afternoon and it got stolen later that evening.
wow what happened with the dealer?
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      10-26-2007, 03:54 AM   #16
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repainted bumper is about $500ish.. New bumper is $1100 ish painted... Looks like your just going to need a repaint.
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      10-26-2007, 05:09 AM   #17
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I don't see why you would want to risk trouble because someone else hit your loaner. Telling the dealer you damaged it is giving the dealer the option to put a $1k bumper on anyway (owner decides how something is fixed, not the driver), while you have $0 from the kid who hit you.

This is something which should be dealt with between both cars' drivers AND both cars' owners.
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      10-26-2007, 12:19 PM   #18
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Quote:
Originally Posted by AndrewAZ View Post
repainted bumper is about $500ish.. New bumper is $1100 ish painted... Looks like your just going to need a repaint.
My rear bumped got hit by a metal luggage cart while it was parked at LAX last month. The asshole didn't leave a note. The damage was significant enough that I figured I'd need a new bumper. Took it to the body shop someone recommended and paid $450 out the door for both the bodywork and repaint. The only downside was that the shop was 45 minutes away. I drove there on a Tuesday, they pulled off the rear bumper, taped the rear parking sensors up, and then I drove back on Friday when they installed my freshly painted bumped.

BTW: The shop is 20/20 Autobody in City of Industry, CA. Very good work!
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      10-26-2007, 12:40 PM   #19
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Or... you can return the car with an Mtech bumper which will be a cheap alternative...
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      10-26-2007, 12:50 PM   #20
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why would you even ask - return it tell them what happened and give them the info and let the insurance companies sort it out, that's why you get insurance. Why would you want to take responsibility for someone else's actions - maybe he will be more careful and pay attention next time after he has paid for a bumper - good learning experience!
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      10-26-2007, 12:53 PM   #21
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They gaqve me a 335i as a loaner. Brand new with 600KM on it.
TEAR IT UP. They said if they find a scratch on the wheels or car they would charge me for it. Thats why I didn't drift it
But tell the truth, someone hit you.
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      10-26-2007, 04:08 PM   #22
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return the car and keep hte money
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