My baby got T-boned

Craigito · 02-11-2023, 02:23 AM

Guy just pulled right into me from a side street. Might be totaled. Getting the repair appraisal on Monday. This sucks.

If totalled Im considering a 2016 MB AMG GTS to replace it. I’ve put so much money into this car I’m hoping if it’s totaled I can work out to buy it back at a low cost from the insurance and repair it on the cheap just enough to use it as a race track car only (which was always my ultimate plan at some point). We shall see. The passenger rear wheel is askew. Don’t know how deep that damage went into the suspension/frame. Ugh.

Reddevils7 · 02-11-2023, 09:57 AM

Sorry man you hate to see it. People are so unaware when driving in this country it's mind-blowing. Last night I had a guy oncoming the wrong way on a one way and as I'm flashing my lights and honking he starts flashing back like I'm the one who's doing something wrong. Luckily that 1 way street had 2 lanes. Hopefully everyone was able to walk away from this and best of luck on the rebuild if you do decide to go down that path.

hC1001 · 02-11-2023, 10:20 AM

Sorry to see this, Hope everyone is okay.

cotmfk · 02-11-2023, 10:47 AM

RIP car.

That really sucks. I hope the insurance treats you well.

TractionControlDelete · 02-11-2023, 11:22 AM

Sorry to see it but glad you’re alright. Who do you have for insurance? They’re generally pretty quick to total these cars once there is suspension damage

TRman · 02-11-2023, 03:07 PM

So sorry, I know it hurts to see your car wrecked. Thankful you were not injured.

ccdies79 M3 · 02-12-2023, 12:22 AM

That sucks man, hope for the best,

N55Msport · 02-12-2023, 04:14 PM

Sorry for your loss. I’ve had all 4 of our BMW’s hit except for my M3 ((crossing fingers) it’s such a big drag when this happens.
I see the deployed airbag and the right rear wheel is looking like a 99% total.
I would do like you said, fix it, track it, and keep her forever.

jonf49 · 02-12-2023, 05:00 PM

Really sorry that happened to you. I know it can be really frustrating.

Craigito · 02-13-2023, 11:22 PM

Update: Insurance says they are likely going to total the car. Im collecting all my receipts for my mods to try and get them covered as well. The other guys insurance is accepting fault. Not sure yet what his coverage is.

WeekendWarriorz · 02-16-2023, 06:43 AM

Looks like you’re going down Serrano in AH. What intersection did this happen at

FatHulk · 02-16-2023, 01:53 PM

Sorry for your loss but fingers crossed you get the most out of his insurance!!

Good luck with the rebuild!

zamboni · 02-16-2023, 07:48 PM

Quote:

Originally Posted by Craigito

Update: Insurance says they are likely going to total the car. Im collecting all my receipts for my mods to try and get them covered as well. The other guys insurance is accepting fault. Not sure yet what his coverage is.

Don't think Insurance will cover the mods items.

Hxngs · 02-16-2023, 08:18 PM

They’re Definitely not paying for the mods

M3ntal_F80 · 02-17-2023, 08:18 AM

Quote:

Originally Posted by Hxngs

They’re Definitely not paying for the mods

You never know. My insurance company covered all my aftermarket parts that were damaged from an accident. New Eventuri intakes (intakes were still usable, just some dings and scuffs), carbon hood, carbon front lip and Vorsteiner rear diffuser (tow truck driver fucked up the diffuser).

ShopVac · 02-17-2023, 08:23 AM

Quote:

Originally Posted by zamboni

Don't think Insurance will cover the mods items.

Quote:

Originally Posted by Hxngs

They’re Definitely not paying for the mods

Not sure about other companies - but in the Progressive policy you can add the mods to your car's profile. I have not done...as I just assume the premiums will be higher (much less, the wife who pays the bills would see). You need to enter the value and show your receipts of purchase when entering the info.

M3ntal_F80 · 02-17-2023, 12:23 PM

Quote:

Originally Posted by ShopVac

Not sure about other companies - but in the Progressive policy you can add the mods to your car's profile. I have not done...as I just assume the premiums will be higher (much less, the wife who pays the bills would see). You need to enter the value and show your receipts of purchase when entering the info.

I have Geico and I don't believe they cover mods, but I just told my adjuster I bought the car with all the parts included and told him I was very adamant about getting my car back to the original state of which I purchased it. Essentially he told me to get a quote for all the parts and he'll see what he can do. He sent it all over to the body shop and they included it in their assessment. I was pretty much given a blank check to order all the parts and have it shipped to the body shop.

I know I got pretty lucky with it and I'm sure it's not very common.

Hxngs · 02-17-2023, 01:45 PM

Quote:

Originally Posted by ShopVac

Not sure about other companies - but in the Progressive policy you can add the mods to your car's profile. I have not done...as I just assume the premiums will be higher (much less, the wife who pays the bills would see). You need to enter the value and show your receipts of purchase when entering the info.

You can definitely add it to your policy and pay for it. I did it for my wheels on my other car. Not sure they’ll cover it if your car was stock when you took out the policy and then added mods

Craigito · 02-19-2023, 11:23 AM

Quote:

Originally Posted by WeekendWarriorz

Looks like you’re going down Serrano in AH. What intersection did this happen at

Correct. Just coming up from the Ralphs shopping center. He came hurdling out of the Sycamore Canyon Apt complex (my passenger side luckily)

Craigito · 02-19-2023, 11:28 AM

Update: Car has been deemed a total loss. Next week the total loss adjuster should be getting back to me.

jagus · 02-19-2023, 10:40 PM

Sorry to see this, I hope that they pay you enough to buy another one!

White340 · 02-20-2023, 06:23 AM

I was rear ended and both parties had geico. I submitted receipts for my CF spoiler and diffuser and geico paid it in the claim. It came out to about 2500.

I asked the body shop to keep the diffuser since it only had a scratch on it but someone threw it away (or took it…). As a result of their mistake they bought me a new one (and didn’t deduct it from thr 2500 check I got). That worked out in the end.

I think since you were not at fault you have a better chance of getting mod money back. It will probably also depend on how much you sunk into it. If you had 20k in mods, it’ll be tougher.

That being said I don’t know why insurance wouldn’t pay out for mods if it wasn’t your fault. I mean what’s the diff between hitting a 50k modded f80 or a 50k stock S550?

02-11-2023, 02:23 AM	#1
Craigito Captain 128 Rep 837 Posts Drives: 16' F82 M4 Join Date: Nov 2006 Location: SoCal iTrader: (0) Garage List 2020 BMW M4 [10.00]	My baby got T-boned Guy just pulled right into me from a side street. Might be totaled. Getting the repair appraisal on Monday. This sucks. If totalled Im considering a 2016 MB AMG GTS to replace it. I’ve put so much money into this car I’m hoping if it’s totaled I can work out to buy it back at a low cost from the insurance and repair it on the cheap just enough to use it as a race track car only (which was always my ultimate plan at some point). We shall see. The passenger rear wheel is askew. Don’t know how deep that damage went into the suspension/frame. Ugh. Attached Images __________________ *Current Ride* 2020 M4 Competition/ Alpine White / DCT/ Full Black Leather / 19in Gunmetal / Executive /LED/Ohlinds RT/SSR DP-CP-Intake/AP Essex 9668/Bootmod STG 2/ VRSF DP
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02-11-2023, 09:57 AM	#2
Reddevils7 Captain 1061 Rep 892 Posts Drives: F87 M2CS Join Date: May 2018 Location: USA iTrader: (0) Garage List 2020 F87 M2CS [8.56] 2010 E92 M3 [8.37]	Sorry man you hate to see it. People are so unaware when driving in this country it's mind-blowing. Last night I had a guy oncoming the wrong way on a one way and as I'm flashing my lights and honking he starts flashing back like I'm the one who's doing something wrong. Luckily that 1 way street had 2 lanes. Hopefully everyone was able to walk away from this and best of luck on the rebuild if you do decide to go down that path. __________________ MY18 F82 M4 Austin Yellow / Black / DCT / MPE
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02-11-2023, 10:20 AM	#3
hC1001 Major 609 Rep 1,005 Posts Drives: E36 M3, F80 M3 Join Date: Nov 2019 Location: Brooklyn, NY iTrader: (4)	Sorry to see this, Hope everyone is okay.
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02-11-2023, 10:47 AM	#4
cotmfk Major General 2060 Rep 6,127 Posts Drives: M3 Join Date: Mar 2009 Location: Somewhere between DC and FL iTrader: (12)	RIP car. That really sucks. I hope the insurance treats you well. __________________ When you say impact instead of affect/effect, you are communicating that you don't understand the difference between the two words, and are too lazy to learn.
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02-11-2023, 11:22 AM	#5
TractionControlDelete Lieutenant Colonel 4603 Rep 1,695 Posts Drives: F82-E92 M3-E46 M3-E30-S1K-330i Join Date: Aug 2021 Location: Bay Area, CA iTrader: (2) Garage List 2004 X5 [9.00] 2006 325i [10.00] 2021 S1000RR [9.50] 2006 330i [7.75] 1986 325e [10.00] 2005 M3 [7.40] 2009 M3 [8.63] 2018 M4 [10.00]	Sorry to see it but glad you’re alright. Who do you have for insurance? They’re generally pretty quick to total these cars once there is suspension damage __________________ DSC, you say? Never heard of it https://youtube.com/@tractioncontroldelete
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02-11-2023, 03:07 PM	#6
TRman Enlisted Member 27 Rep 47 Posts Drives: M4 Join Date: Dec 2022 Location: Florida iTrader: (0)	So sorry, I know it hurts to see your car wrecked. Thankful you were not injured.
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02-12-2023, 12:22 AM	#7
ccdies79 M3 Private First Class 128 Rep 100 Posts Drives: 2011 BMW M3 Join Date: Jan 2023 Location: Friendswood TX iTrader: (0)	That sucks man, hope for the best,
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02-12-2023, 04:14 PM	#8
N55Msport Private First Class 187 Rep 132 Posts Drives: 11'E90 15'F30 16'F80 Join Date: Apr 2018 Location: Where they launch rockets iTrader: (0)	Sorry for your loss. I’ve had all 4 of our BMW’s hit except for my M3 ((crossing fingers) it’s such a big drag when this happens. I see the deployed airbag and the right rear wheel is looking like a 99% total. I would do like you said, fix it, track it, and keep her forever.
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02-12-2023, 05:00 PM	#9
jonf49 Captain 136 Rep 832 Posts Drives: 2019 BMW M4 Competition Join Date: May 2022 Location: 94063 iTrader: (0)	Really sorry that happened to you. I know it can be really frustrating.
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02-13-2023, 11:22 PM	#10
Craigito Captain 128 Rep 837 Posts Drives: 16' F82 M4 Join Date: Nov 2006 Location: SoCal iTrader: (0) Garage List 2020 BMW M4 [10.00]	Update: Insurance says they are likely going to total the car. Im collecting all my receipts for my mods to try and get them covered as well. The other guys insurance is accepting fault. Not sure yet what his coverage is. __________________ *Current Ride* 2020 M4 Competition/ Alpine White / DCT/ Full Black Leather / 19in Gunmetal / Executive /LED/Ohlinds RT/SSR DP-CP-Intake/AP Essex 9668/Bootmod STG 2/ VRSF DP
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02-16-2023, 06:43 AM	#11
WeekendWarriorz Captain 674 Rep 757 Posts Drives: 2006 Z4M Join Date: Jan 2017 Location: Anaheim Hills, CA iTrader: (4)	Looks like you’re going down Serrano in AH. What intersection did this happen at __________________ 2006 Z4 M Roadster Black/Imola Red, FBO VF-Engineering, e85 Flex Fuel-Sold 2012 BMW 135i N55 DCT Alpine White/Coral Red, FBO, TBI, Full e85, JB4 BEF-Sold 2006 Z4 M Roadster Black/Black-Sold 2021 M2 Competition DCT Hockenheim Silver
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02-16-2023, 01:53 PM	#12
FatHulk Second Lieutenant 128 Rep 276 Posts Drives: F82 M4 zcp, G05 x40i Join Date: Mar 2021 Location: GTA iTrader: (2)	Sorry for your loss but fingers crossed you get the most out of his insurance!! Good luck with the rebuild!
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02-16-2023, 08:18 PM	#14
Hxngs First Lieutenant 176 Rep 301 Posts Drives: BMW M3 Join Date: Mar 2019 Location: CA6 iTrader: (0) Garage List 2018 BMW 340i [0.00] 2016 BMW M3 [0.00]	They’re Definitely not paying for the mods
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02-19-2023, 11:28 AM	#20
Craigito Captain 128 Rep 837 Posts Drives: 16' F82 M4 Join Date: Nov 2006 Location: SoCal iTrader: (0) Garage List 2020 BMW M4 [10.00]	Update: Car has been deemed a total loss. Next week the total loss adjuster should be getting back to me. __________________ *Current Ride* 2020 M4 Competition/ Alpine White / DCT/ Full Black Leather / 19in Gunmetal / Executive /LED/Ohlinds RT/SSR DP-CP-Intake/AP Essex 9668/Bootmod STG 2/ VRSF DP
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02-19-2023, 10:40 PM	#21
jagus Private 50 Rep 76 Posts Drives: M3F80 - 135i N54 - 2x328ie36 Join Date: Dec 2022 Location: Switzerland iTrader: (0)	Sorry to see this, I hope that they pay you enough to buy another one!
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02-20-2023, 06:23 AM	#22
White340 Lieutenant Colonel 1396 Rep 1,988 Posts Drives: 2018 M3 Comp / 2022 X5 45e Join Date: Dec 2015 Location: NYC iTrader: (3)	I was rear ended and both parties had geico. I submitted receipts for my CF spoiler and diffuser and geico paid it in the claim. It came out to about 2500. I asked the body shop to keep the diffuser since it only had a scratch on it but someone threw it away (or took it…). As a result of their mistake they bought me a new one (and didn’t deduct it from thr 2500 check I got). That worked out in the end. I think since you were not at fault you have a better chance of getting mod money back. It will probably also depend on how much you sunk into it. If you had 20k in mods, it’ll be tougher. That being said I don’t know why insurance wouldn’t pay out for mods if it wasn’t your fault. I mean what’s the diff between hitting a 50k modded f80 or a 50k stock S550? __________________ 2022 X5 45e : AW/Tartufo 2018 M3 Competition : AW/SO 2016 340i xDrive : AW/CR (sold)
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