M3s in a list I rather not see it in :)

[Archon]

I don't get it, how can our car be more expensive than a R8?

Demographic for R8's that much older?

http://news.prnewswire.com/DisplayRe...5036423&EDATE=

[JeepJeep]

Originally Posted by Archon

I don't get it, how can our car be more expensive than a R8?

Demographic for R8's that much older?

http://news.prnewswire.com/DisplayRe...5036423&EDATE=

I think it's more the fact that the Audi is All-Wheel Drive, and is less prone to beautifully controlled drifting (<- supposed to be a hidden compliment of the M3 but failed)

[Epacy2]

$325 every six months for me.

[Bdez]

It all comes down to frequency of claims and average cost of claims – this brings in at fault rates, cost of parts etc. Put these together and that what drives the premium after adding expenses and profit margin less investment returns. Pretty simple and has everything to do with the combination of driver profiles and vehicles types. A$1300 per annum for me.

[foosh]

Originally Posted by Archon

I don't get it, how can our car be more expensive than a R8?

Demographic for R8's that much older?

http://news.prnewswire.com/DisplayRe...5036423&EDATE=

Probably. It's also amazing you don't see the C6 Z06 or ZR1 on that list, perhaps for the same reason.

[JCtx]

Look at the bright side: It's less expensive than a Cobalt SS .

But yes, it sucks how stupid insurance companies rate cars to their advantage. For one, I have to pay basically the same for driving 3K miles a year and car always sitting on a secure garage than somebody driving 15K miles a year and living in an apartment. Charging more for the M3 coupe than the sedan is crap as well IMO, but there's nothing we can do about it. Take care.

[consolidated]

Originally Posted by foosh

Probably. It's also amazing you don't see the C6 Z06 or ZR1 on that list, perhaps for the same reason.

Corvette is the last sports car you own before being put on a respirator. Median buyer is around 90 I recall, no hair except out of the ears, elastic pants. For 2010 it comes with a diaper genie option.

[drey]

"I have to pay basically the same for driving 3K miles a year and car always sitting on a secure garage than somebody driving 15K miles a year."

If your insurer does not give you a good discount for low mileage you need to change insurers - seriously.

[M3MIKE]

Originally Posted by consolidated

Corvette is the last sports car you own before being put on a respirator. Median buyer is around 90 I recall, no hair except out of the ears, elastic pants. For 2010 it comes with a diaper genie option.

^

Here's the breakdown on my insurance policy..

6 month premiums

09 R8 $645.00
08 M3 $453.00

[osteome]

The M3 accounts for more than half of our insurance bill, including property and two other vehicles. Living abroad probably effects this in some way, but it was a little bit of a shock with the quote. At least USAA will allow me to reduce coverage for its storage in the winter.

You would figure that I should get a break on insurance as the factory in only about 60 miles from my house. At least if I wreck, it should not be too much to ship parts....

[Silvertige]

$402 for six months.

[Nawaaz]

Originally Posted by consolidated

Corvette is the last sports car you own before being put on a respirator. Median buyer is around 90 I recall, no hair except out of the ears, elastic pants. For 2010 it comes with a diaper genie option.

+1 hahaha. I always look at Corvette owners as being people that want to look like they are car enthusiasts and people that love driving sports cars.....But in truth, a Corvette will never be a true driver's car. It's just a pretty good looking plastic that has a HUGE amount of power and happens to handle pretty well.....But it still doesn't give the driving enjoyment that other unique sports cars give....Such as the M3.

[FStop7]

Originally Posted by bdh2009

It all comes down to frequency of claims and average cost of claims – this brings in at fault rates, cost of parts etc. Put these together and that what drives the premium after adding expenses and profit margin less investment returns. Pretty simple and has everything to do with the combination of driver profiles and vehicles types. A$1300 per annum for me.

Correct.

If it makes the OP feel better I got an insurance quote on a new Evo or STI - they were more to insure than a new M3. Nearly twice as much.

It has less to do with the cost of the car than it does the cost to repair and the frequency of claims made by owners of those particular cars.

Originally Posted by Nawaaz

+1 hahaha. I always look at Corvette owners as being people that want to look like they are car enthusiasts and people that love driving sports cars.....But in truth, a Corvette will never be a true driver's car. It's just a pretty good looking plastic that has a HUGE amount of power and happens to handle pretty well.....But it still doesn't give the driving enjoyment that other unique sports cars give....Such as the M3.

Way to start off on the wrong foot.

[rsmamg]

what about lambo, ferrari, SLR...?

[Bluesummer]

i'm surprised that the S2K is on the list while 370Z is not
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[camaross305]

Originally Posted by rsmamg

what about lambo, ferrari, SLR...?

Most insurance companies wont even insure exotics. Some have a special "exotics department" most people insure ferrari's etc. through the manufacturer. My friend has his ferrari insured through ferrari insurance.

[foosh]

Originally Posted by Nawaaz

+1 hahaha. I always look at Corvette owners as being people that want to look like they are car enthusiasts and people that love driving sports cars.....But in truth, a Corvette will never be a true driver's car. It's just a pretty good looking plastic that has a HUGE amount of power and happens to handle pretty well.....But it still doesn't give the driving enjoyment that other unique sports cars give....Such as the M3.

It is truly incredible how uninformed some people are. You should spend a little time looking at various SCCA and other racing venue results.

[shagkie]

Originally Posted by Archon

I don't get it, how can our car be more expensive than a R8?

Demographic for R8's that much older?

http://news.prnewswire.com/DisplayRe...5036423&EDATE=

Hmmm maybe because you see more M3 wrapped around trees than R8s

[J08M3]

it's cause BMW drivers are a**holes and we're more likely to crash

[PoorMan]

Originally Posted by Nawaaz

+1 hahaha. I always look at Corvette owners as being people that want to look like they are car enthusiasts and people that love driving sports cars.....But in truth, a Corvette will never be a true driver's car. It's just a pretty good looking plastic that has a HUGE amount of power and happens to handle pretty well.....But it still doesn't give the driving enjoyment that other unique sports cars give....Such as the M3.

[JC919]

Originally Posted by J08M3

it's cause BMW drivers are a**holes and we're more likely to crash

speak for yourself

[niqui]

Originally Posted by rsmamg

what about lambo, ferrari, SLR...?

they dont need insurance, if shit happens they'll handle it.

surprised the isf costs more than us. when i did my checks with my company the isf was the cheapest and the c63 the most.