Why is BMW sending me a credit card?

M3Blurr · 07-10-2010, 06:21 PM

My accountant (a.k.a. the wife) said it came in yesterday’s mail, and that I rec’d a Visa card (actual plastic) w/ a 15k limit (no idea of terms).
Does every M car buyer get these?
I didn’t ask for it, nor do I want it. I’m just curious why they did this.
I’d rather have gotten the carbon fiber pen.

Cheers to all (in the states) this beautiful Saturday evening.

Scoobe · 07-10-2010, 06:25 PM

M reward points.. wonder what those buy...

bknight · 07-10-2010, 06:33 PM

There's absolutely no way you should get a credit card without consent / applying for one.

fullrev · 07-10-2010, 06:34 PM

Call them and ask.

M3luvr · 07-10-2010, 06:38 PM

Don't they offer those when you're signing your papers @ the dealers?

CantDrv55 · 07-10-2010, 06:39 PM

Mini does the same thing. When I signed for my Cooper S they asked me if I wanted a Mini CC. I figured why not, it came a few weeks later. I think they asked me the same when I got my M and I said no. Maybe you were just so overjoyed you said Yes inadvertently or the dealer just submitting it for you.
Might have something to do with BMWFS as well.

M3Blurr · 07-10-2010, 07:13 PM

Quote:

Originally Posted by M3luvr

Don't they offer those when you're signing your papers @ the dealers?

I declined everything with the F&I guy, and asked for nothing; no undercoating, paint protection, hats, t-shirts, sneakers, extended warranty, nothin’.

M3Blurr · 07-10-2010, 07:19 PM

Quote:

Originally Posted by CantDrv55

Mini does the same thing. When I signed for my Cooper S they asked me if I wanted a Mini CC. I figured why not, it came a few weeks later. I think they asked me the same when I got my M and I said no. Maybe you were just so overjoyed you said Yes inadvertently or the dealer just submitting it for you.
Might have something to do with BMWFS as well.

That’s what I’ve come to presume. Either BMWFA did it, do to me financing 30k w/ them, or the dealer just checked a box on a form he shouldn’t have.

3XTR3M3 · 07-10-2010, 07:29 PM

I got that too. When I called and asked why they gave me a 15k cc, they said it's for supercharging the vehicle.

M3Blurr · 07-10-2010, 07:38 PM

Quote:

Originally Posted by 3XTR3M3

I got that too. When I called and asked why they gave me a 15k cc, they said it's for supercharging the vehicle.

Oh I get it, I go out and charge all the new parts for SC’ing, and thus create another fire breathing dragon for them.
Clever marketing ploy.

spyderco10 · 07-10-2010, 09:47 PM

Quote:

Originally Posted by 3XTR3M3

I got that too. When I called and asked why they gave me a 15k cc, they said it's for supercharging the vehicle.

lux · 07-10-2010, 11:35 PM

Quote:

Originally Posted by M3Blurr

I declined everything with the F&I guy, and asked for nothing; no undercoating, paint protection, hats, t-shirts, sneakers, extended warranty, nothin’.

They offer it to you and you go through your finance paperwork. The finance manager probably slipped that in with the many "standard" forms your sign. I almost signed it by mistake as well but then passed on it.

positiveions · 07-10-2010, 11:41 PM

I got one. I use it to accumulate points. Will use the points when I buy performance parts

EJ_92606 · 07-11-2010, 12:05 AM

I got one without asking too. BMW FS called and said they would send me some information on it and if I liked it I could sign up...next thing I know I have a credit card from them. Pretty cheesy business practices BMW.

M3Fool · 07-11-2010, 12:23 AM

Well you wanted a car to drive fast, so they sent you a card to help you spend fast... Very thoughtful if you ask me. Bought an ///M wallet and boy it spends money fast as hell.

clubspec330i · 07-11-2010, 12:24 AM

Quote:

Originally Posted by M3Blurr

My accountant (a.k.a. the wife) said it came in yesterday’s mail, and that I rec’d a Visa card (actual plastic) w/ a 15k limit (no idea of terms).
Does every M car buyer get these?
I didn’t ask for it, nor do I want it. I’m just curious why they did this.
I’d rather have gotten the carbon fiber pen.

Cheers to all (in the states) this beautiful Saturday evening.

Carbon Fiber pen is for 2nd anniversary. I got mine last month..pretty cool. My wife said a Montblanc, given to me by my client, can be replaced but not this pen. Oh...I never thought about that.

I applied the BMW card and had it for 2 years or so, back in 2004, than they sent me the Ultimate Card. Nothing special but still use it daily. Company write off..

RayC · 07-11-2010, 02:29 AM

That's a cool looking card.

ersin · 07-11-2010, 04:31 PM

It would look cooler if it had a pic of an M3 on it. Come to think of it, doesn't BMWCCA offer this -- basically a picture of any BMW on a VISA (or maybe it's MC) card?

Cheers.

Jblack4083 · 07-11-2010, 06:32 PM

Your dealer did something sneaky. I work at a dealership and hes probably collecting a little more commision off the card you have due to us getting paid for front-end purchases and front-end deals through our credit company.

No i dont work for BMW

OMID INC · 07-11-2010, 06:35 PM

because they want to make more money off of you. aka charge the vendors you shop at.

sheepboy · 07-11-2010, 07:14 PM

They tried to sneak a credit card contract into the "standard paperwork" for me to sign. I actually signed the form and then realized it was a credit card application. I told the guy to discard it and he tried to convince me how great it was to have a BMW card. I just told him again to discard it and moved on.

Thats pretty shady business IMO but I thought it was something related to Herb Chambers as this was in keeping with their overall behavior, but it looks like others dealers act the same way... Just be mindful when signing your paperwork and make sure you know exactly what you are signing.

GOLFFRR · 07-11-2010, 08:09 PM

you must have told your dealership that you were interested in opening a card. Usually they ask you that right before you sign your paperwork and if you say your interested then they send you one. If you don't want it just call and cancel it.

07-10-2010, 06:21 PM	#1
M3Blurr Enlisted Member 9 Rep 48 Posts Drives: 2011 M3 Join Date: Jul 2009 Location: Chapel Hill, NC iTrader: (0)	Why is BMW sending me a credit card? My accountant (a.k.a. the wife) said it came in yesterday’s mail, and that I rec’d a Visa card (actual plastic) w/ a 15k limit (no idea of terms). Does every M car buyer get these? I didn’t ask for it, nor do I want it. I’m just curious why they did this. I’d rather have gotten the carbon fiber pen. Cheers to all (in the states) this beautiful Saturday evening. Attached Images
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07-10-2010, 06:25 PM	#2
Scoobe Lieutenant 19 Rep 562 Posts Drives: 2011 M3 Sedan SSII/SN/DCT Join Date: Jun 2010 Location: San Antonio, TX iTrader: (0) Garage List 2011 E90 M3 [10.00]	M reward points.. wonder what those buy... __________________ 08 GT500 convertible red package (Black w/ Red stripes) /Ford Racing Exhaust /Cold Air Induction 560hp 10 Porsche Cayenne GTS Black w/ Black Wheels 408hp 11 M3 Silverstone w/ Silver Novillo Leather /Tech /Premium /19" /DCT /Ipod 414hp
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07-10-2010, 06:33 PM	#3
bknight Captain 60 Rep 609 Posts Drives: F95 X5M Competition Join Date: Jan 2008 Location: United States iTrader: (0)	There's absolutely no way you should get a credit card without consent / applying for one.
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07-10-2010, 06:34 PM	#4
fullrev 2011 E92 M3 34 Rep 432 Posts Drives: 2011 E92 M3 Join Date: Apr 2007 Location: New York iTrader: (2)	Call them and ask. __________________ 2011 E92 M3 6MT Gone - 2007 E90 335i
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07-10-2010, 06:38 PM	#5
M3luvr Private First Class 2 Rep 146 Posts Drives: 09 M3 E90 DCT Silverstone Join Date: Jun 2009 Location: South San Francisco iTrader: (0) Garage List 2009 E90 M3 DCT [0.00]	Don't they offer those when you're signing your papers @ the dealers? __________________ 09 E90 MDCT Silverstone, Black Extended, Prem/Tech/Cold, Carbon Leather, 19's, Enhanced Sound, IPod, PDC, 3M clear bra, 3M tint 35% front, 20% rear, painted reflectors
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07-10-2010, 06:39 PM	#6
CantDrv55 NJ = guido white trash losers 12 Rep 127 Posts Drives: '09 Jerez Black M3 Join Date: May 2009 Location: SE iTrader: (0)	Mini does the same thing. When I signed for my Cooper S they asked me if I wanted a Mini CC. I figured why not, it came a few weeks later. I think they asked me the same when I got my M and I said no. Maybe you were just so overjoyed you said Yes inadvertently or the dealer just submitting it for you. Might have something to do with BMWFS as well.
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07-10-2010, 07:29 PM	#9
3XTR3M3 Lieutenant Colonel 99 Rep 1,575 Posts Drives: E92 AW M3 6MT Join Date: Aug 2006 Location: LA iTrader: (1)	I got that too. When I called and asked why they gave me a 15k cc, they said it's for supercharging the vehicle. __________________
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07-10-2010, 11:41 PM	#13
positiveions Lieutenant General 962 Rep 11,723 Posts Drives: 19 Tacoma, 16 Golf wagon Join Date: Sep 2007 Location: Upland, CA iTrader: (2) Garage List 2019 Toyota Tacoma [0.00] 2016 VW Golf Sports ... [0.00] 1998 BMW M3 [0.00] 1990 BMW 325is [0.00]	I got one. I use it to accumulate points. Will use the points when I buy performance parts
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07-11-2010, 12:05 AM	#14
EJ_92606 Ultimate Driving Machine 16 Rep 381 Posts Drives: '13 F10 550i; '11 R1200GS Join Date: Apr 2008 Location: So. Cal iTrader: (1)	I got one without asking too. BMW FS called and said they would send me some information on it and if I liked it I could sign up...next thing I know I have a credit card from them. Pretty cheesy business practices BMW.
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07-11-2010, 12:23 AM	#15
M3Fool Loves FFDP 50 Rep 781 Posts Drives: 11 E90 M3 SOLD 11 5.0 'Stang Join Date: May 2010 Location: Germany iTrader: (0)	Well you wanted a car to drive fast, so they sent you a card to help you spend fast... Very thoughtful if you ask me. Bought an ///M wallet and boy it spends money fast as hell. __________________ Glory may be fleeting, but mediocrity ensures anonymity...
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07-11-2010, 02:29 AM	#17
RayC Lieutenant 13 Rep 544 Posts Drives: E90 M3 Join Date: Jun 2008 Location: Centreville, VA iTrader: (4)	That's a cool looking card.
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07-11-2010, 04:31 PM	#18
ersin Brigadier General 126 Rep 4,144 Posts Drives: 17 YMB F80 M3 Join Date: Mar 2008 Location: Maryland iTrader: (1)	It would look cooler if it had a pic of an M3 on it. Come to think of it, doesn't BMWCCA offer this -- basically a picture of any BMW on a VISA (or maybe it's MC) card? Cheers. __________________ 2017 F80 YMB.
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07-11-2010, 06:32 PM	#19
Jblack4083 Captain 116 Rep 888 Posts Drives: E46 ///M3 JB/CB Join Date: Jan 2009 Location: Queens, NYC iTrader: (0)	Your dealer did something sneaky. I work at a dealership and hes probably collecting a little more commision off the card you have due to us getting paid for front-end purchases and front-end deals through our credit company. No i dont work for BMW
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07-11-2010, 06:35 PM	#20
OMID INC Lieutenant Colonel 92 Rep 1,562 Posts Drives: E70 X5 Join Date: Feb 2010 Location: Chicago iTrader: (6)	because they want to make more money off of you. aka charge the vendors you shop at.
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07-11-2010, 07:14 PM	#21
sheepboy Second Lieutenant 58 Rep 224 Posts Drives: 2011 E93 M3 Join Date: May 2010 Location: Boston iTrader: (0)	They tried to sneak a credit card contract into the "standard paperwork" for me to sign. I actually signed the form and then realized it was a credit card application. I told the guy to discard it and he tried to convince me how great it was to have a BMW card. I just told him again to discard it and moved on. Thats pretty shady business IMO but I thought it was something related to Herb Chambers as this was in keeping with their overall behavior, but it looks like others dealers act the same way... Just be mindful when signing your paperwork and make sure you know exactly what you are signing. __________________ 2011 M3 Convertible / IB / Black on CF interior / ZCW / ZPP / ZTP / 19"wheels / MDCT / Premium sound / iPod adapter / Alarm / Park distance control / HD radio / A big smile in my face!
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07-11-2010, 08:09 PM	#22
GOLFFRR 10855 Rep 27,629 Posts Drives: GOLFFRR cart Join Date: Mar 2009 Location: we sell BMWs to "ALL" US states iTrader: (4)	you must have told your dealership that you were interested in opening a card. Usually they ask you that right before you sign your paperwork and if you say your interested then they send you one. If you don't want it just call and cancel it. __________________ BEFORE YOU BUY YOUR NEXT BMW, EMAIL OUR GUY KOTE FIRST! Kote M Sales:Kotem@bmwofcamarillo.com Cell:805-368-9101 vipfinance@bmwofcamarillo.com for warranties!
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